Compare Today’s Mortgage Rates for Charleston, Maine
Pureloan searches mortgage lenders and major banks in Charleston, Maine 04422 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,926 or $28 / month is expected in Charleston and other areas of Penobscot county.
Pureloan’s search engine explores all home mortgage options in Charleston, Maine 04422, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Charleston, Maine 04422
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Charleston, ME
To forecast and predict mortgage rates in Charleston, ME 04422, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Charleston, Maine 04422 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Charleston, Maine and around Penobscot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charleston, Maine 04422
If you’re looking to buy a new home in Charleston, we have compiled a list of the leading mortgage brokers around Charleston, Maine 04422 to help you with your search.
Name
Address
Contact
Pine Tree Mortgage
676 Broadway
Bangor ME 04422
(207) 991-5000
Benchmark Mortgage
458 Main St
Bangor ME 04422
(207) 941-1150
http://www.bangormtg.com
OneMain Financial
6 Frost Dr
Bangor ME 04422
(207) 942-3507
http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html
Sun Mortgage-New England
160 Broadway
Bangor ME 04422
(207) 990-3960
http://www.sun-mortgage.com/
Merrimack Mortgage Co.
760 Union St
Bangor ME 04422
(207) 941-5626
Address
676 Broadway
Bangor ME
Contact
(207) 991-5000
Address
458 Main St
Bangor ME
Contact
(207) 941-1150
http://www.bangormtg.com
Address
6 Frost Dr
Bangor ME
Contact
(207) 942-3507
http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html