Compare Today’s Mortgage Rates for Charleston, Maine

Pureloan searches mortgage lenders and major banks in Charleston, Maine 04422 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,926 or $28 / month is expected in Charleston and other areas of Penobscot county.

Pureloan’s search engine explores all home mortgage options in Charleston, Maine 04422, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.067017 -69.086856

Summary of Average Mortgage Terms in Charleston, Maine 04422

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Charleston, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charleston, ME 04422, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Charleston, ME

Historical Mortgage Rates for Charleston, Maine 04422 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Charleston, Maine and around Penobscot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.10% 86.11% 84.29% 84.98% 89.01% 88.87% 88.26% 91.29%
avg mortgage rate 4.92% 4.65% 3.87% 3.98% 4.46% 4.14% 3.95% 4.13%
% 15 year fixed mortgage 9.32% 11.08% 11.55% 11.80% 8.83% 8.90% 9.53% 6.18%
avg mortgage rate 4.33% 3.90% 3.13% 3.07% 3.45% 3.26% 3.09% 3.35%
Avg credit score 764.20 761.60 761.12 757.85 754.42 752.43 748.57 751.22
Avg LTV (loan to value) 77.20% 78.49% 79.82% 81.45% 83.49% 83.86% 84.12% 83.42%
Avg DTI (debt to income) 32.79 32.24 32.15 32.33 33.37 33.33 33.62 34.22
% First time homebuyer 31.76% 28.14% 28.93% 30.41% 35.89% 36.48% 33.02% 35.11%
Avg mortgage insurance % 4.91% 6.71% 8.10% 10.41% 12.99% 14.10% 14.15% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charleston, Maine 04422

If you’re looking to buy a new home in Charleston, we have compiled a list of the leading mortgage brokers around Charleston, Maine 04422 to help you with your search.

Name
Address
Contact

Pine Tree Mortgage

676 Broadway

Bangor ME 04422

(207) 991-5000

Benchmark Mortgage

458 Main St

Bangor ME 04422

(207) 941-1150

http://www.bangormtg.com

OneMain Financial

6 Frost Dr

Bangor ME 04422

(207) 942-3507

http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html

Sun Mortgage-New England

160 Broadway

Bangor ME 04422

(207) 990-3960

http://www.sun-mortgage.com/

Merrimack Mortgage Co.

760 Union St

Bangor ME 04422

(207) 941-5626

Address

676 Broadway

Bangor ME

Contact

(207) 991-5000

Address

458 Main St

Bangor ME

Contact

(207) 941-1150

http://www.bangormtg.com

Address

6 Frost Dr

Bangor ME

Contact

(207) 942-3507

http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html

News on Mortgages and Reverse Mortgages for Charleston, Maine 04422