Compare Today’s Mortgage Rates for Garland, Maine
Pureloan searches mortgage lenders and major banks in Garland, Maine 04939 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,486 or $46 / month is expected in Garland and other areas of Penobscot county.
Pureloan’s search engine explores all home mortgage options in Garland, Maine 04939, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Garland, Maine 04939
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Garland, ME
To forecast and predict mortgage rates in Garland, ME 04939, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Garland, Maine 04939 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Garland, Maine and around Penobscot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Garland, Maine 04939
If you’re looking to buy a new home in Garland, we have compiled a list of the leading mortgage brokers around Garland, Maine 04939 to help you with your search.
Name
Address
Contact
Apex Lending
10 Common St
Waterville ME 04939
(207) 872-5808
Stephen F Jordan Mtg Brokers
47 Main St
Waterville ME 04939
(207) 872-0826
http://www.refinancemaine.com/
OneMain Financial
14 Waterville Commons Dr
Waterville ME 04939
(207) 873-3276
http://www.onemainfinancial.com/
Griffin Associates
10 Center St
Waterville ME 04939
(207) 872-8689
Andrew Trask
113 Easy St
Pittsfield ME 04939
(207) 487-5900
Address
10 Common St
Waterville ME
Contact
(207) 872-5808
Address
47 Main St
Waterville ME
Contact
(207) 872-0826
http://www.refinancemaine.com/
Address
14 Waterville Commons Dr
Waterville ME
Contact
(207) 873-3276
http://www.onemainfinancial.com/