Compare Today’s Mortgage Rates for Garland, Maine

Pureloan searches mortgage lenders and major banks in Garland, Maine 04939 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,486 or $46 / month is expected in Garland and other areas of Penobscot county.

Pureloan’s search engine explores all home mortgage options in Garland, Maine 04939, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.038333 -69.160833

Summary of Average Mortgage Terms in Garland, Maine 04939

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Garland, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garland, ME 04939, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Garland, ME

Historical Mortgage Rates for Garland, Maine 04939 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Garland, Maine and around Penobscot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garland, Maine 04939

If you’re looking to buy a new home in Garland, we have compiled a list of the leading mortgage brokers around Garland, Maine 04939 to help you with your search.

Name
Address
Contact

Apex Lending

10 Common St

Waterville ME 04939

(207) 872-5808

Stephen F Jordan Mtg Brokers

47 Main St

Waterville ME 04939

(207) 872-0826

http://www.refinancemaine.com/

OneMain Financial

14 Waterville Commons Dr

Waterville ME 04939

(207) 873-3276

http://www.onemainfinancial.com/

Griffin Associates

10 Center St

Waterville ME 04939

(207) 872-8689

Andrew Trask

113 Easy St

Pittsfield ME 04939

(207) 487-5900

Address

10 Common St

Waterville ME

Contact

(207) 872-5808

Address

47 Main St

Waterville ME

Contact

(207) 872-0826

http://www.refinancemaine.com/

Address

14 Waterville Commons Dr

Waterville ME

Contact

(207) 873-3276

http://www.onemainfinancial.com/

News on Mortgages and Reverse Mortgages for Garland, Maine 04939