Compare Today’s Mortgage Rates for Hampden, Maine
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hampden, Maine 04444. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $16,495 or $46 / month in Hampden and other areas of Penobscot county.
Our search engine explores all home mortgage options in Hampden, Maine 04444, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
44.741073
-68.87305
Summary of Average Mortgage Terms in Hampden, Maine 04444
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Hampden, Maine 04444
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Hampden, ME
To forecast and predict mortgage rates in Hampden, ME 04444, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hampden, Maine 04444 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hampden, Maine and around Penobscot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hampden, Maine 04444
If you’re looking to buy a new home in Hampden, we have compiled a list of the leading mortgage brokers around Hampden, Maine 04444 to help you with your search.
Name
Address
Contact
Mortgage/Originators
82 Meadow Rd
Hampden ME 04444
(207) 862-3155
Maine Mortgage Service
40 Western Ave
Hampden ME 04444
(207) 862-2458
Cuso Mortgage Corporation
101 Western Ave
Hampden ME 04444
(207) 862-2876
ebergeron@cusomortgagecorp.com
Pine Tree Mortgage
676 Broadway
Bangor ME 04444
(207) 991-5000
Benchmark Mortgage
458 Main St
Bangor ME 04444
(207) 941-1150
http://www.bangormtg.com
Address
82 Meadow Rd
Hampden ME
Contact
(207) 862-3155
Address
40 Western Ave
Hampden ME
Contact
(207) 862-2458
Address
101 Western Ave
Hampden ME
Contact
(207) 862-2876
ebergeron@cusomortgagecorp.com