Compare Today’s Mortgage Rates in Harpswell, Maine 04079
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Harpswell, Maine 04079.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,298 over the lifetime of your 30-year fixed loan, or a monthly savings of $42 in Harpswell and other areas of Cumberland county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Harpswell, Maine 04079
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Harpswell, Maine 04079
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Harpswell, ME 04079. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Harpswell, Maine 04079 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Harpswell, Maine and around Cumberland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.56% | 92.62% | 92.83% | 91.46% | 89.20% | 88.15% | 82.75% | 82.40% | 80.48% |
avg mortgage rate | 6.55% | 4.63% | 3.05% | 3.38% | 4.41% | 4.68% | 4.24% | 3.87% | 4.12% |
% 15 year fixed mortgage | 4.08% | 5.94% | 5.08% | 6.02% | 7.29% | 8.81% | 14.33% | 14.08% | 14.74% |
avg mortgage rate | 5.92% | 4.12% | 2.54% | 2.79% | 3.72% | 4.05% | 3.46% | 3.09% | 3.26% |
Avg credit score | 748.02 | 768.60 | 749.35 | 753.22 | 751.77 | 753.52 | 753.46 | 755.00 | 757.40 |
Avg LTV (loan to value) | 76.52% | 80.58% | 82.55% | 82.75% | 82.40% | 80.31% | 81.11% | 81.19% | 80.44% |
Avg DTI (debt to income) | 34.82 | 34.90 | 33.06 | 32.87 | 34.20 | 33.72 | 32.96 | 31.08 | 31.46 |
% First time homebuyer | 37.41% | 34.43% | 28.40% | 28.35% | 29.15% | 21.88% | 21.05% | 20.23% | 21.12% |
Avg mortgage insurance % | 10.94% | 12.61% | 12.24% | 13.60% | 13.78% | 10.55% | 11.46% | 11.38% | 10.71% |
Best Mortgage Brokers around Harpswell, Maine 04079
For those searching for a new home in Harpswell, we have compiled a list of the top mortgage brokers located in and around Harpswell, Maine 04079 to assist you with your search.
Name
Address
Contact
ICA Mortgage Capital
126 Main St
Topsham ME 04079
(207) 406-2214
Colonial Capital
5 Victory Ln
Standish ME 04079
(207) 642-2118
http://academymortgage.com
Merrimack Mortgage Company
305 Commercial St
Portland ME 04079
(207) 593-8767
Maine National Mortgage
25 Pearl St
Portland ME 04079
(207) 773-5850
Amal USA
118 Anderson St
Portland ME 04079
(207) 797-3377
Address
126 Main St
Topsham ME
Contact
(207) 406-2214
Address
5 Victory Ln
Standish ME
Contact
(207) 642-2118
http://academymortgage.com
Address
305 Commercial St
Portland ME
Contact
(207) 593-8767