Compare Today’s Mortgage Rates for Lubec, Maine
Pureloan searches mortgage lenders and major banks in Lubec, Maine 04652 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,816 or $44 / month is expected in Lubec and other areas of Washington county.
Pureloan’s search engine explores all home mortgage options in Lubec, Maine 04652, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lubec, Maine 04652
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Expected Savings
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Interactive Mortgage Rate Projections for Lubec, ME
To forecast and predict mortgage rates in Lubec, ME 04652, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lubec, Maine 04652 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Lubec, Maine and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 82.29% | 79.43% | 84.04% | 83.13% | 87.33% | 86.73% | 89.10% | 87.42% |
| avg mortgage rate | 4.94% | 4.67% | 3.90% | 3.98% | 4.46% | 4.12% | 3.91% | 4.15% |
| % 15 year fixed mortgage | 13.57% | 15.30% | 12.99% | 13.77% | 9.80% | 10.19% | 8.38% | 8.83% |
| avg mortgage rate | 4.32% | 3.88% | 3.20% | 3.18% | 3.45% | 3.28% | 3.10% | 3.29% |
| Avg credit score | 764.42 | 763.11 | 763.52 | 758.95 | 754.09 | 756.38 | 752.89 | 753.16 |
| Avg LTV (loan to value) | 76.70% | 78.95% | 80.55% | 81.19% | 82.99% | 82.44% | 82.97% | 81.60% |
| Avg DTI (debt to income) | 30.40 | 30.15 | 29.63 | 31.00 | 31.86 | 31.54 | 32.46 | 33.09 |
| % First time homebuyer | 23.70% | 25.85% | 20.97% | 25.39% | 29.65% | 28.22% | 26.47% | 25.61% |
| Avg mortgage insurance % | 5.65% | 7.88% | 10.81% | 11.55% | 13.34% | 13.17% | 13.78% | 12.11% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lubec, Maine 04652
If you’re looking to buy a new home in Lubec, we have compiled a list of the leading mortgage brokers around Lubec, Maine 04652 to help you with your search.
Name
Address
Contact
Maine Waterfront Property
185 Johnson Cove Rd
Roque Bluffs ME 04652
(207) 255-6056
mlockett@hughes.net
Address
185 Johnson Cove Rd
Roque Bluffs ME
Contact
(207) 255-6056
mlockett@hughes.net