Compare Today’s Mortgage Rates in North Waterford, Maine 04267
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in North Waterford, Maine 04267.
Our search engine thoroughly explores all home mortgage options in North Waterford, Maine 04267, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,579 in lifetime cash or $35 per month in North Waterford and other areas of Oxford county.
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Summary of Average Mortgages in North Waterford, Maine 04267
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for North Waterford, Maine 04267
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in North Waterford, ME 04267. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in North Waterford, Maine 04267 from 2024 - 2016
We have compiled mortgage rates charts for home loans in North Waterford, Maine and around Oxford county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 66.67% | 80.00% | 77.42% | 70.97% | 58.33% | 65.22% | 80.00% | 57.14% | |
| avg mortgage rate | 4.20% | 3.74% | 4.10% | 4.37% | 3.85% | 3.74% | 4.77% | 4.88% | |
| % 15 year fixed mortgage | 20.00% | 20.00% | 16.13% | 16.13% | 27.78% | 34.78% | 15.00% | 32.14% | |
| avg mortgage rate | 2.92% | 3.20% | 3.13% | 3.65% | 3.34% | 2.97% | 4.00% | 4.40% | |
| Avg credit score | 734.53 | 763.52 | 758.58 | 739.00 | 757.83 | 753.57 | 768.45 | 747.46 | |
| Avg LTV (loan to value) | 76.93% | 81.60% | 77.16% | 77.26% | 77.33% | 76.00% | 72.05% | 75.61% | |
| Avg DTI (debt to income) | 29.27 | 28.72 | 28.10 | 29.68 | 29.58 | 28.87 | 26.05 | 28.82 | |
| % First time homebuyer | 13.33% | 12.00% | 41.94% | 25.81% | 11.11% | 17.39% | 5.00% | 14.29% | |
| Avg mortgage insurance % | 2.80% | 7.00% | 4.52% | 4.68% | 3.86% | 2.39% | 2.10% | 0.43% |
Best Mortgage Brokers around North Waterford, Maine 04267
For those searching for a new home in North Waterford, we have compiled a list of the top mortgage brokers located in and around North Waterford, Maine 04267 to assist you with your search.
Name
Address
Contact
Frye Island Winter Watch
413 Bean Rd
Otisfield ME 04267
(207) 515-2361
fiwinterwatch@gmail.com
Finance Authority Of Maine
5 Community Dr
Augusta ME 04267
(207) 623-3263
nextgen@famemaine.com
OneMain Financial
12 Shuman Ave
Augusta ME 04267
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html
Residential Mortgage Service
45 Memorial Cir
Augusta ME 04267
(207) 629-5555
info@rmsmortgage.com
Alpine Mortgage
195 Water St
Augusta ME 04267
(207) 623-3405
Address
413 Bean Rd
Otisfield ME
Contact
(207) 515-2361
fiwinterwatch@gmail.com
Address
5 Community Dr
Augusta ME
Contact
(207) 623-3263
nextgen@famemaine.com
Address
12 Shuman Ave
Augusta ME
Contact
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html