Compare Today’s Mortgage Rates in Oakland, Maine 04963
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Oakland, Maine 04963.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Oakland, Maine 04963. For a 30-year fixed loan, our calculations show that you can expect to save up to $19,317 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Oakland and other areas of Kennebec county.
Summary of Average Mortgages in Oakland, Maine 04963
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Interactive Mortgage Rate Projections for Oakland, Maine 04963
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oakland, ME 04963. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oakland, Maine 04963 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oakland, Maine and around Kennebec county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.96% | 93.45% | 92.69% | 89.64% | 90.42% | 88.03% | 82.66% | 82.84% | 81.11% |
avg mortgage rate | 6.78% | 4.78% | 3.14% | 3.41% | 4.42% | 4.66% | 4.14% | 3.86% | 4.06% |
% 15 year fixed mortgage | 3.54% | 4.86% | 6.27% | 8.31% | 7.82% | 9.31% | 14.33% | 14.69% | 16.48% |
avg mortgage rate | 6.14% | 3.88% | 2.45% | 2.92% | 3.82% | 4.04% | 3.30% | 3.12% | 3.24% |
Avg credit score | 793.56 | 749.33 | 752.55 | 773.24 | 753.85 | 753.75 | 755.03 | 755.61 | 760.97 |
Avg LTV (loan to value) | 81.90% | 81.75% | 83.43% | 81.63% | 82.53% | 79.68% | 80.65% | 81.25% | 79.24% |
Avg DTI (debt to income) | 36.64 | 35.31 | 33.97 | 34.09 | 35.04 | 34.03 | 33.35 | 32.36 | 31.96 |
% First time homebuyer | 45.45% | 36.38% | 29.00% | 26.33% | 29.42% | 22.07% | 24.50% | 21.29% | 21.30% |
Avg mortgage insurance % | 13.99% | 13.40% | 13.43% | 11.55% | 12.91% | 9.82% | 9.60% | 10.40% | 8.79% |
Best Mortgage Brokers around Oakland, Maine 04963
For those searching for a new home in Oakland, we have compiled a list of the top mortgage brokers located in and around Oakland, Maine 04963 to assist you with your search.
Andrew Trask
113 Easy St
Pittsfield ME 04963
(207) 487-5900
Alex DeFelice Real Estate Agent
565 Maple St
White River Junction VT 04963
(802) 295-1355
alex@clerkinagency.com
Yankee Farm Credit ACA
6 Farmvu Dr
White River Junction VT 04963
(802) 295-3670
http://yankeeaca.com
Finance America
180 Dewitt Dr
White River Junction VT 04963
(802) 295-7670
Guaranteed Rate
2588 E Woodstock Rd
Woodstock VT 04963
(802) 457-1177
http://www.guaranteedrate.com/
Address
113 Easy St
Pittsfield ME
Contact
(207) 487-5900
Address
565 Maple St
White River Junction VT
Contact
(802) 295-1355
alex@clerkinagency.com
Address
6 Farmvu Dr
White River Junction VT
Contact
(802) 295-3670
http://yankeeaca.com