Compare Today’s Mortgage Rates for Phillips, Maine
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Phillips, Maine 04966. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,102 or $39 / month in Phillips and other areas of Franklin county.
Our search engine explores all home mortgage options in Phillips, Maine 04966, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Phillips, Maine 04966
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Phillips, ME
To forecast and predict mortgage rates in Phillips, ME 04966, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Phillips, Maine 04966 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Phillips, Maine and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Phillips, Maine 04966
If you’re looking to buy a new home in Phillips, we have compiled a list of the leading mortgage brokers around Phillips, Maine 04966 to help you with your search.
Name
Address
Contact
Maine Street Mortgage
26 Summer St
Skowhegan ME 04966
(207) 612-2900
http://mainestreetmortgage.com
Equipment Finance Partners
11 Notch Rd
Skowhegan ME 04966
(207) 474-5653
http://lakewoodcapital.net
Alex DeFelice Real Estate Agent
565 Maple St
White River Junction VT 04966
(802) 295-1355
alex@clerkinagency.com
Yankee Farm Credit ACA
6 Farmvu Dr
White River Junction VT 04966
(802) 295-3670
http://yankeeaca.com
Finance America
180 Dewitt Dr
White River Junction VT 04966
(802) 295-7670
Address
26 Summer St
Skowhegan ME
Contact
(207) 612-2900
http://mainestreetmortgage.com
Address
11 Notch Rd
Skowhegan ME
Contact
(207) 474-5653
http://lakewoodcapital.net
Address
565 Maple St
White River Junction VT
Contact
(802) 295-1355
alex@clerkinagency.com