Compare Today’s Mortgage Rates in Prospect Harbor, Maine 04669

Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Prospect Harbor, Maine 04669.

Our search engine thoroughly explores all home mortgage options in Prospect Harbor, Maine 04669, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $30,818 in lifetime cash or $86 per month in Prospect Harbor and other areas of Hancock county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.390038 -68.084316 1614

Summary of Average Mortgages in Prospect Harbor, Maine 04669

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Prospect Harbor, Maine 04669

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Prospect Harbor, ME 04669. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Prospect Harbor, Maine 04669

Prospect Harbor is an unincorporated community in the town of Gouldsboro, Hancock County, Maine, United States. Its ZIP code is 04669.

Prospect Harbor is an unincorporated community in the town of Gouldsboro, Hancock County, Maine, United States. Its ZIP code is 04669. Read less

Historical Mortgage Rates in Prospect Harbor, Maine 04669 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Prospect Harbor, Maine and around Hancock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 92.84% 91.66% 90.93% 90.30% 89.73% 87.46% 86.57% 89.11% 87.05%
avg mortgage rate 6.42% 4.66% 3.03% 3.37% 4.42% 4.65% 4.20% 3.92% 4.12%
% 15 year fixed mortgage 6.05% 6.94% 7.54% 7.89% 8.27% 9.98% 10.48% 8.46% 9.97%
avg mortgage rate 5.58% 3.73% 2.44% 2.87% 3.78% 3.99% 3.39% 3.09% 3.27%
Avg credit score 753.65 763.04 760.68 759.57 757.59 755.69 752.42 756.80 756.35
Avg LTV (loan to value) 79.93% 81.14% 82.19% 83.25% 82.00% 81.53% 81.72% 83.09% 82.48%
Avg DTI (debt to income) 36.06 34.36 32.38 32.87 33.89 33.58 32.96 32.47 31.57
% First time homebuyer 41.26% 37.99% 33.18% 33.88% 30.53% 29.10% 27.86% 26.99% 29.11%
Avg mortgage insurance % 12.41% 12.60% 13.34% 14.12% 13.25% 12.21% 12.33% 13.96% 13.01%

Source: Financial Report of the US Government

Best Mortgage Brokers around Prospect Harbor, Maine 04669

For those searching for a new home in Prospect Harbor, we have compiled a list of the top mortgage brokers located in and around Prospect Harbor, Maine 04669 to assist you with your search.

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News on Mortgages and Reverse Mortgages for Prospect Harbor, Maine 04669