Compare Today’s Mortgage Rates for Prospect Harbor, Maine
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prospect Harbor, Maine 04669. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,031 or $39 / month in Prospect Harbor and surrounding areas of Hancock county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prospect Harbor, Maine 04669.
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Summary of Average Mortgage Terms in Prospect Harbor, Maine 04669
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Interactive Mortgage Rate Projections for Prospect Harbor, ME
To forecast and predict mortgage rates in Prospect Harbor, ME 04669, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prospect Harbor, Maine 04669 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Prospect Harbor, Maine and around Hancock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 82.29% | 79.43% | 84.04% | 83.13% | 87.33% | 86.73% | 89.10% | 87.42% |
| avg mortgage rate | 4.94% | 4.67% | 3.90% | 3.98% | 4.46% | 4.12% | 3.91% | 4.15% |
| % 15 year fixed mortgage | 13.57% | 15.30% | 12.99% | 13.77% | 9.80% | 10.19% | 8.38% | 8.83% |
| avg mortgage rate | 4.32% | 3.88% | 3.20% | 3.18% | 3.45% | 3.28% | 3.10% | 3.29% |
| Avg credit score | 764.42 | 763.11 | 763.52 | 758.95 | 754.09 | 756.38 | 752.89 | 753.16 |
| Avg LTV (loan to value) | 76.70% | 78.95% | 80.55% | 81.19% | 82.99% | 82.44% | 82.97% | 81.60% |
| Avg DTI (debt to income) | 30.40 | 30.15 | 29.63 | 31.00 | 31.86 | 31.54 | 32.46 | 33.09 |
| % First time homebuyer | 23.70% | 25.85% | 20.97% | 25.39% | 29.65% | 28.22% | 26.47% | 25.61% |
| Avg mortgage insurance % | 5.65% | 7.88% | 10.81% | 11.55% | 13.34% | 13.17% | 13.78% | 12.11% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prospect Harbor, Maine 04669
If you’re looking to buy a new home in Prospect Harbor, we have compiled a list of the leading mortgage brokers around Prospect Harbor, Maine 04669 to help you with your search.
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