Compare Today’s Mortgage Rates in Randolph, Maine 04346
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Randolph, Maine 04346.
Our search engine thoroughly explores all home mortgage options in Randolph, Maine 04346, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,862 in lifetime cash or $16 per month in Randolph and other areas of Kennebec county.
Summary of Average Mortgages in Randolph, Maine 04346
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Interactive Mortgage Rate Projections for Randolph, Maine 04346
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Randolph, ME 04346. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Randolph, Maine 04346 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Randolph, Maine and around Kennebec county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.58% | 93.36% | 90.56% | 88.25% | 90.44% | 87.55% | 87.18% | 81.14% | 86.36% |
avg mortgage rate | 6.53% | 4.77% | 3.08% | 3.38% | 4.42% | 4.63% | 4.16% | 3.84% | 4.07% |
% 15 year fixed mortgage | 1.37% | 5.59% | 6.96% | 9.54% | 8.14% | 9.39% | 10.00% | 14.89% | 10.80% |
avg mortgage rate | 5.94% | 3.81% | 2.43% | 2.75% | 3.82% | 3.96% | 3.46% | 2.94% | 3.18% |
Avg credit score | 740.67 | 778.66 | 749.62 | 746.73 | 762.05 | 754.46 | 749.39 | 754.98 | 753.05 |
Avg LTV (loan to value) | 82.73% | 84.93% | 84.37% | 85.36% | 84.02% | 81.47% | 83.48% | 82.50% | 83.29% |
Avg DTI (debt to income) | 33.46 | 34.24 | 31.90 | 31.88 | 32.30 | 32.83 | 33.31 | 31.24 | 30.66 |
% First time homebuyer | 41.10% | 33.39% | 35.03% | 35.10% | 34.87% | 24.45% | 26.67% | 30.52% | 34.38% |
Avg mortgage insurance % | 13.43% | 14.33% | 14.26% | 15.02% | 13.81% | 11.80% | 11.99% | 11.88% | 12.57% |
Best Mortgage Brokers around Randolph, Maine 04346
For those searching for a new home in Randolph, we have compiled a list of the top mortgage brokers located in and around Randolph, Maine 04346 to assist you with your search.
Metlife Home Loans
15 Range Way
Manchester ME 04346
(207) 623-6440
Maine Home Preservation
67 Toothaker Rd
Richmond ME 04346
(207) 737-4511
Finance Authority Of Maine
5 Community Dr
Augusta ME 04346
(207) 623-3263
nextgen@famemaine.com
OneMain Financial
12 Shuman Ave
Augusta ME 04346
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html
Residential Mortgage Service
45 Memorial Cir
Augusta ME 04346
(207) 629-5555
info@rmsmortgage.com
Address
15 Range Way
Manchester ME
Contact
(207) 623-6440
Address
67 Toothaker Rd
Richmond ME
Contact
(207) 737-4511
Address
5 Community Dr
Augusta ME
Contact
(207) 623-3263
nextgen@famemaine.com