Compare Today’s Mortgage Rates for Readfield, Maine

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Readfield, Maine 04355. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $20,739 or $58 / month in Readfield and surrounding areas of Kennebec county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Readfield, Maine 04355.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.403221 -69.950634

Summary of Average Mortgage Terms in Readfield, Maine 04355

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Readfield, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Readfield, ME 04355, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Readfield, ME

Historical Mortgage Rates for Readfield, Maine 04355 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Readfield, Maine and around Kennebec county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.24% 86.25% 86.66% 87.86% 89.76% 87.38% 88.76% 90.06%
avg mortgage rate 4.89% 4.64% 3.84% 3.96% 4.43% 4.08% 3.88% 4.11%
% 15 year fixed mortgage 8.66% 10.58% 10.21% 9.35% 7.71% 10.07% 8.69% 7.16%
avg mortgage rate 4.36% 3.86% 3.11% 3.10% 3.48% 3.19% 2.99% 3.27%
Avg credit score 762.57 763.05 762.45 761.54 756.03 754.16 750.83 751.37
Avg LTV (loan to value) 77.62% 79.07% 80.74% 82.48% 84.02% 83.27% 83.30% 81.85%
Avg DTI (debt to income) 31.92 31.47 30.64 31.68 32.78 33.07 33.51 34.38
% First time homebuyer 25.84% 28.65% 24.92% 26.72% 32.51% 34.85% 32.44% 33.83%
Avg mortgage insurance % 5.98% 7.87% 9.80% 11.97% 14.71% 13.97% 13.84% 12.13%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Readfield, Maine 04355

If you’re looking to buy a new home in Readfield, we have compiled a list of the leading mortgage brokers around Readfield, Maine 04355 to help you with your search.

Name
Address
Contact

Pine Tree Mortgage

676 Broadway

Bangor ME 04355

(207) 991-5000

Benchmark Mortgage

458 Main St

Bangor ME 04355

(207) 941-1150

http://www.bangormtg.com

OneMain Financial

6 Frost Dr

Bangor ME 04355

(207) 942-3507

http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html

Sun Mortgage-New England

160 Broadway

Bangor ME 04355

(207) 990-3960

http://www.sun-mortgage.com/

Merrimack Mortgage Co.

760 Union St

Bangor ME 04355

(207) 941-5626

Address

676 Broadway

Bangor ME

Contact

(207) 991-5000

Address

458 Main St

Bangor ME

Contact

(207) 941-1150

http://www.bangormtg.com

Address

6 Frost Dr

Bangor ME

Contact

(207) 942-3507

http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html

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