Compare Today’s Mortgage Rates in South Gardiner, Maine 04359
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in South Gardiner, Maine 04359.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,662 over the lifetime of your 30-year fixed loan, or a monthly savings of $41 in South Gardiner and other areas of Kennebec county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in South Gardiner, Maine 04359
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Interactive Mortgage Rate Projections for South Gardiner, Maine 04359
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Gardiner, ME 04359. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Gardiner, Maine 04359 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Gardiner, Maine and around Kennebec county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.84% | 91.25% | 89.29% | 88.81% | 84.87% | 83.38% | 80.93% | 82.02% | 82.19% |
avg mortgage rate | 6.64% | 4.69% | 3.07% | 3.33% | 4.34% | 4.63% | 4.13% | 3.81% | 4.01% |
% 15 year fixed mortgage | 3.32% | 7.01% | 8.06% | 8.54% | 11.67% | 11.74% | 13.99% | 11.44% | 11.67% |
avg mortgage rate | 5.87% | 3.75% | 2.42% | 2.78% | 3.67% | 4.01% | 3.32% | 2.96% | 3.16% |
Avg credit score | 744.71 | 746.36 | 757.06 | 755.05 | 753.92 | 759.99 | 749.73 | 751.24 | 755.51 |
Avg LTV (loan to value) | 85.02% | 84.17% | 84.27% | 84.89% | 83.63% | 81.92% | 83.00% | 83.58% | 83.11% |
Avg DTI (debt to income) | 34.94 | 34.54 | 32.86 | 33.21 | 33.21 | 32.68 | 32.40 | 31.45 | 31.53 |
% First time homebuyer | 41.83% | 35.29% | 36.82% | 39.83% | 36.09% | 30.76% | 33.89% | 29.06% | 28.15% |
Avg mortgage insurance % | 16.41% | 15.49% | 14.65% | 14.89% | 13.73% | 11.90% | 12.63% | 13.64% | 12.61% |
Best Mortgage Brokers around South Gardiner, Maine 04359
For those searching for a new home in South Gardiner, we have compiled a list of the top mortgage brokers located in and around South Gardiner, Maine 04359 to assist you with your search.
Pine Tree Mortgage
676 Broadway
Bangor ME 04359
(207) 991-5000
Benchmark Mortgage
458 Main St
Bangor ME 04359
(207) 941-1150
http://www.bangormtg.com
OneMain Financial
6 Frost Dr
Bangor ME 04359
(207) 942-3507
http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html
Sun Mortgage-New England
160 Broadway
Bangor ME 04359
(207) 990-3960
http://www.sun-mortgage.com/
Merrimack Mortgage Co.
760 Union St
Bangor ME 04359
(207) 941-5626
Address
676 Broadway
Bangor ME
Contact
(207) 991-5000
Address
458 Main St
Bangor ME
Contact
(207) 941-1150
http://www.bangormtg.com
Address
6 Frost Dr
Bangor ME
Contact
(207) 942-3507
http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html