Compare Today’s Mortgage Rates for Spruce Head, Maine

Pureloan searches mortgage lenders and major banks in Spruce Head, Maine 04859 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,739 or $58 / month is expected in Spruce Head and other areas of Knox county.

Pureloan’s search engine explores all home mortgage options in Spruce Head, Maine 04859, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.037785 -69.135937

Summary of Average Mortgage Terms in Spruce Head, Maine 04859

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spruce Head, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spruce Head, ME 04859, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spruce Head, ME

Historical Mortgage Rates for Spruce Head, Maine 04859 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spruce Head, Maine and around Knox county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spruce Head, Maine 04859

If you’re looking to buy a new home in Spruce Head, we have compiled a list of the leading mortgage brokers around Spruce Head, Maine 04859 to help you with your search.

Name
Address
Contact

Waters Edge Property Management & Maintenance

1467 Western Rd

Warren ME 04859

(207) 273-1314

watersedgerentals@yahoo.com

Apex Lending

10 Common St

Waterville ME 04859

(207) 872-5808

Stephen F Jordan Mtg Brokers

47 Main St

Waterville ME 04859

(207) 872-0826

http://www.refinancemaine.com/

OneMain Financial

14 Waterville Commons Dr

Waterville ME 04859

(207) 873-3276

http://www.onemainfinancial.com/

Griffin Associates

10 Center St

Waterville ME 04859

(207) 872-8689

Address

1467 Western Rd

Warren ME

Contact

(207) 273-1314

watersedgerentals@yahoo.com

Address

10 Common St

Waterville ME

Contact

(207) 872-5808

Address

47 Main St

Waterville ME

Contact

(207) 872-0826

http://www.refinancemaine.com/

News on Mortgages and Reverse Mortgages for Spruce Head, Maine 04859