Compare Today’s Mortgage Rates in Stoneham, Maine 04231
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Stoneham, Maine 04231.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $16,726 over the lifetime of your 30-year fixed loan, or a monthly savings of $46 in Stoneham and other areas of Oxford county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Stoneham, Maine 04231
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stoneham, Maine 04231
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stoneham, ME 04231. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stoneham, Maine 04231 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stoneham, Maine and around Oxford county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.49% | 89.01% | 90.48% | 90.22% | 86.69% | 84.84% | 84.04% | 79.45% | 80.85% |
| avg mortgage rate | 6.53% | 4.88% | 3.08% | 3.42% | 4.47% | 4.62% | 4.19% | 3.90% | 4.10% |
| % 15 year fixed mortgage | 3.01% | 7.97% | 7.17% | 6.85% | 9.15% | 11.44% | 9.86% | 13.78% | 14.89% |
| avg mortgage rate | 6.19% | 4.21% | 2.57% | 2.89% | 3.75% | 3.98% | 3.22% | 3.10% | 3.30% |
| Avg credit score | 750.06 | 747.18 | 746.66 | 751.09 | 745.58 | 799.02 | 748.23 | 752.78 | 753.18 |
| Avg LTV (loan to value) | 80.84% | 81.37% | 82.87% | 82.87% | 81.99% | 80.04% | 81.77% | 80.78% | 80.27% |
| Avg DTI (debt to income) | 35.02 | 33.63 | 32.76 | 32.32 | 32.85 | 31.38 | 31.89 | 29.78 | 30.59 |
| % First time homebuyer | 27.07% | 35.34% | 21.23% | 28.96% | 31.81% | 28.19% | 23.00% | 20.55% | 24.73% |
| Avg mortgage insurance % | 12.62% | 12.98% | 13.50% | 14.66% | 11.66% | 11.36% | 11.95% | 11.52% | 10.82% |
Best Mortgage Brokers around Stoneham, Maine 04231
For those searching for a new home in Stoneham, we have compiled a list of the top mortgage brokers located in and around Stoneham, Maine 04231 to assist you with your search.
Name
Address
Contact
Mortgage Training Solutions
95 Park St
Lewiston ME 04231
(207) 777-3733
http://mortgagetraining.us
Marketplace Mortgage
67 Webster St
Lewiston ME 04231
(207) 753-0191
http://www.marketplacemortgage.com
Residential Mortgages
181 Center St
Auburn ME 04231
(207) 777-1551
dbodwell@rmsmortgage.com
East Coast Mortgage Group
316 Center St
Auburn ME 04231
(207) 376-3007
info@ecmg1.com
OneMain Financial
648 Turner St
Auburn ME 04231
(207) 782-0924
http://branches.onemainfinancial.com/me/auburn/648-turner-street.html
Address
95 Park St
Lewiston ME
Contact
(207) 777-3733
http://mortgagetraining.us
Address
67 Webster St
Lewiston ME
Contact
(207) 753-0191
http://www.marketplacemortgage.com
Address
181 Center St
Auburn ME
Contact
(207) 777-1551
dbodwell@rmsmortgage.com