Compare Today’s Mortgage Rates in Topsham, Maine 04086
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Topsham, Maine 04086.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Topsham, Maine 04086. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,050 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Topsham and other areas of Sagadahoc county.
43.941286
-69.964479
1339
Summary of Average Mortgages in Topsham, Maine 04086
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Topsham, Maine 04086
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Topsham, Maine 04086
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Topsham, ME 04086. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Topsham, Maine 04086 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Topsham, Maine and around Sagadahoc county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.56% | 92.62% | 92.83% | 91.46% | 89.20% | 88.15% | 82.75% | 82.40% | 80.48% |
| avg mortgage rate | 6.55% | 4.63% | 3.05% | 3.38% | 4.41% | 4.68% | 4.24% | 3.87% | 4.12% |
| % 15 year fixed mortgage | 4.08% | 5.94% | 5.08% | 6.02% | 7.29% | 8.81% | 14.33% | 14.08% | 14.74% |
| avg mortgage rate | 5.92% | 4.12% | 2.54% | 2.79% | 3.72% | 4.05% | 3.46% | 3.09% | 3.26% |
| Avg credit score | 748.02 | 768.60 | 749.35 | 753.22 | 751.77 | 753.52 | 753.46 | 755.00 | 757.40 |
| Avg LTV (loan to value) | 76.52% | 80.58% | 82.55% | 82.75% | 82.40% | 80.31% | 81.11% | 81.19% | 80.44% |
| Avg DTI (debt to income) | 34.82 | 34.90 | 33.06 | 32.87 | 34.20 | 33.72 | 32.96 | 31.08 | 31.46 |
| % First time homebuyer | 37.41% | 34.43% | 28.40% | 28.35% | 29.15% | 21.88% | 21.05% | 20.23% | 21.12% |
| Avg mortgage insurance % | 10.94% | 12.61% | 12.24% | 13.60% | 13.78% | 10.55% | 11.46% | 11.38% | 10.71% |
Best Mortgage Brokers around Topsham, Maine 04086
For those searching for a new home in Topsham, we have compiled a list of the top mortgage brokers located in and around Topsham, Maine 04086 to assist you with your search.
Name
Address
Contact
ICA Mortgage Capital
126 Main St
Topsham ME 04086
(207) 406-2214
Maine Bank & Trust
790 Main St
Westbrook ME 04086
(207) 856-7400
Stone Coast Mortgage
506 Main St
Westbrook ME 04086
(207) 854-0740
gary@stonecoastmortgage.com
Atlantic Coast Lending
90 Bridge St
Westbrook ME 04086
(207) 854-2007
tylerholden@atlanticcoastlending.com
Onemain Financial
39 Mechanic St
Westbrook ME 04086
(207) 854-4015
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
126 Main St
Topsham ME
Contact
(207) 406-2214
Address
790 Main St
Westbrook ME
Contact
(207) 856-7400
Address
506 Main St
Westbrook ME
Contact
(207) 854-0740
gary@stonecoastmortgage.com