Compare Today’s Mortgage Rates for Topsham, Maine
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Topsham, Maine 04086. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,467 or $35 / month in Topsham and other areas of Sagadahoc county.
Our search engine explores all home mortgage options in Topsham, Maine 04086, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Topsham, Maine 04086
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Expected Savings
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Interactive Mortgage Rate Projections for Topsham, ME
To forecast and predict mortgage rates in Topsham, ME 04086, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Topsham, Maine 04086 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Topsham, Maine and around Sagadahoc county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.25% | 84.08% | 86.29% | 87.05% | 89.57% | 86.76% | 89.38% | 90.13% |
| avg mortgage rate | 4.94% | 4.68% | 3.90% | 4.00% | 4.44% | 4.11% | 3.89% | 4.08% |
| % 15 year fixed mortgage | 9.27% | 12.15% | 9.79% | 10.68% | 7.86% | 9.72% | 7.93% | 7.82% |
| avg mortgage rate | 4.40% | 3.94% | 3.19% | 3.10% | 3.46% | 3.22% | 3.09% | 3.18% |
| Avg credit score | 761.54 | 764.61 | 764.20 | 761.82 | 756.84 | 756.84 | 753.43 | 753.18 |
| Avg LTV (loan to value) | 74.37% | 74.96% | 77.08% | 78.75% | 80.15% | 79.47% | 80.31% | 80.54% |
| Avg DTI (debt to income) | 32.43 | 32.04 | 31.99 | 32.54 | 33.15 | 33.66 | 33.76 | 33.93 |
| % First time homebuyer | 18.97% | 16.27% | 17.73% | 19.94% | 20.93% | 21.96% | 21.35% | 20.86% |
| Avg mortgage insurance % | 3.92% | 4.66% | 7.04% | 8.94% | 10.28% | 10.68% | 10.99% | 10.85% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Topsham, Maine 04086
If you’re looking to buy a new home in Topsham, we have compiled a list of the leading mortgage brokers around Topsham, Maine 04086 to help you with your search.
Name
Address
Contact
ICA Mortgage Capital
126 Main St
Topsham ME 04086
(207) 406-2214
Maine Bank & Trust
790 Main St
Westbrook ME 04086
(207) 856-7400
Stone Coast Mortgage
506 Main St
Westbrook ME 04086
(207) 854-0740
gary@stonecoastmortgage.com
Atlantic Coast Lending
90 Bridge St
Westbrook ME 04086
(207) 854-2007
tylerholden@atlanticcoastlending.com
Onemain Financial
39 Mechanic St
Westbrook ME 04086
(207) 854-4015
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
126 Main St
Topsham ME
Contact
(207) 406-2214
Address
790 Main St
Westbrook ME
Contact
(207) 856-7400
Address
506 Main St
Westbrook ME
Contact
(207) 854-0740
gary@stonecoastmortgage.com