Compare Today’s Mortgage Rates for Waterford, Maine

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Waterford, Maine 04088. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,134 or $28 / month in Waterford and surrounding areas of Oxford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Waterford, Maine 04088.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.181389 -70.717778

Summary of Average Mortgage Terms in Waterford, Maine 04088

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Waterford, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Waterford, ME 04088, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Waterford, ME

Historical Mortgage Rates for Waterford, Maine 04088 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Waterford, Maine and around Oxford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 87.25% 84.08% 86.29% 87.05% 89.57% 86.76% 89.38% 90.13%
avg mortgage rate 4.94% 4.68% 3.90% 4.00% 4.44% 4.11% 3.89% 4.08%
% 15 year fixed mortgage 9.27% 12.15% 9.79% 10.68% 7.86% 9.72% 7.93% 7.82%
avg mortgage rate 4.40% 3.94% 3.19% 3.10% 3.46% 3.22% 3.09% 3.18%
Avg credit score 761.54 764.61 764.20 761.82 756.84 756.84 753.43 753.18
Avg LTV (loan to value) 74.37% 74.96% 77.08% 78.75% 80.15% 79.47% 80.31% 80.54%
Avg DTI (debt to income) 32.43 32.04 31.99 32.54 33.15 33.66 33.76 33.93
% First time homebuyer 18.97% 16.27% 17.73% 19.94% 20.93% 21.96% 21.35% 20.86%
Avg mortgage insurance % 3.92% 4.66% 7.04% 8.94% 10.28% 10.68% 10.99% 10.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Waterford, Maine 04088

If you’re looking to buy a new home in Waterford, we have compiled a list of the leading mortgage brokers around Waterford, Maine 04088 to help you with your search.

Name
Address
Contact

Maine Bank & Trust

790 Main St

Westbrook ME 04088

(207) 856-7400

Stone Coast Mortgage

506 Main St

Westbrook ME 04088

(207) 854-0740

gary@stonecoastmortgage.com

Atlantic Coast Lending

90 Bridge St

Westbrook ME 04088

(207) 854-2007

tylerholden@atlanticcoastlending.com

Onemain Financial

39 Mechanic St

Westbrook ME 04088

(207) 854-4015

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Atlantic Coast Lending

547 Main St

Westbrook ME 04088

(207) 591-4251

http://www.atlanticcoastlending.com/

Address

790 Main St

Westbrook ME

Contact

(207) 856-7400

Address

506 Main St

Westbrook ME

Contact

(207) 854-0740

gary@stonecoastmortgage.com

Address

90 Bridge St

Westbrook ME

Contact

(207) 854-2007

tylerholden@atlanticcoastlending.com

News on Mortgages and Reverse Mortgages for Waterford, Maine 04088