Compare Today’s Mortgage Rates for Waterville, Maine
Pureloan searches mortgage lenders and major banks in Waterville, Maine 04903 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,350 or $29 / month is expected in Waterville and other areas of Kennebec county.
Pureloan’s search engine explores all home mortgage options in Waterville, Maine 04903, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
44.551944
-69.632222
Summary of Average Mortgage Terms in Waterville, Maine 04903
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Waterville, Maine 04903
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Waterville, ME
To forecast and predict mortgage rates in Waterville, ME 04903, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Waterville, Maine 04903 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Waterville, Maine and around Kennebec county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Waterville, Maine 04903
If you’re looking to buy a new home in Waterville, we have compiled a list of the leading mortgage brokers around Waterville, Maine 04903 to help you with your search.
Name
Address
Contact
Griffin Associates
10 Center St
Waterville ME 04903
(207) 872-8689
OneMain Financial
14 Waterville Commons Dr
Waterville ME 04903
(207) 873-3276
http://www.onemainfinancial.com/
Stephen F Jordan Mtg Brokers
47 Main St
Waterville ME 04903
(207) 872-0826
http://www.refinancemaine.com/
Apex Lending
10 Common St
Waterville ME 04903
(207) 872-5808
Andrew Trask
113 Easy St
Pittsfield ME 04903
(207) 487-5900
Address
10 Center St
Waterville ME
Contact
(207) 872-8689
Address
14 Waterville Commons Dr
Waterville ME
Contact
(207) 873-3276
http://www.onemainfinancial.com/
Address
47 Main St
Waterville ME
Contact
(207) 872-0826
http://www.refinancemaine.com/