Compare Today’s Mortgage Rates for Wayne, Maine
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Wayne, Maine 04284. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $20,739 or $58 / month in Wayne and other areas of Kennebec county.
Our search engine explores all home mortgage options in Wayne, Maine 04284, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Wayne, Maine 04284
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Interactive Mortgage Rate Projections for Wayne, ME
To forecast and predict mortgage rates in Wayne, ME 04284, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wayne, Maine 04284 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wayne, Maine and around Kennebec county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 75.84% | 68.00% | 71.62% | 73.94% | 75.15% | 82.28% | 79.59% | 76.71% |
| avg mortgage rate | 4.88% | 4.70% | 3.83% | 4.00% | 4.44% | 4.08% | 3.95% | 4.10% |
| % 15 year fixed mortgage | 15.44% | 21.60% | 15.54% | 19.15% | 18.79% | 11.39% | 14.29% | 17.81% |
| avg mortgage rate | 4.21% | 3.83% | 3.17% | 3.06% | 3.42% | 3.04% | 3.02% | 3.12% |
| Avg credit score | 760.58 | 754.33 | 745.22 | 755.84 | 747.32 | 748.80 | 732.51 | 736.11 |
| Avg LTV (loan to value) | 78.93% | 77.62% | 79.91% | 81.13% | 84.13% | 82.28% | 84.77% | 83.79% |
| Avg DTI (debt to income) | 28.62 | 29.22 | 29.39 | 29.13 | 30.57 | 31.19 | 31.92 | 30.71 |
| % First time homebuyer | 22.15% | 17.60% | 20.27% | 13.83% | 23.03% | 20.89% | 30.61% | 35.62% |
| Avg mortgage insurance % | 6.63% | 5.99% | 8.68% | 8.76% | 13.35% | 11.48% | 13.96% | 12.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wayne, Maine 04284
If you’re looking to buy a new home in Wayne, we have compiled a list of the leading mortgage brokers around Wayne, Maine 04284 to help you with your search.
American Mortgage Market
1071 Auburn Rd
Turner ME 04284
(207) 225-5562
mark@americanmortgagemarket.com
Main Street Market
2 Main St
Sabattus ME 04284
(207) 375-8502
http://mainstreetmarketing.net
Finance Authority Of Maine
5 Community Dr
Augusta ME 04284
(207) 623-3263
nextgen@famemaine.com
OneMain Financial
12 Shuman Ave
Augusta ME 04284
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html
Residential Mortgage Service
45 Memorial Cir
Augusta ME 04284
(207) 629-5555
info@rmsmortgage.com
Address
1071 Auburn Rd
Turner ME
Contact
(207) 225-5562
mark@americanmortgagemarket.com
Address
2 Main St
Sabattus ME
Contact
(207) 375-8502
http://mainstreetmarketing.net
Address
5 Community Dr
Augusta ME
Contact
(207) 623-3263
nextgen@famemaine.com