Compare Today’s Mortgage Rates for West Paris, Maine
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in West Paris, Maine 04289. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,031 or $39 / month in West Paris and surrounding areas of Oxford county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for West Paris, Maine 04289.
Summary of Average Mortgage Terms in West Paris, Maine 04289
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Interactive Mortgage Rate Projections for West Paris, ME
To forecast and predict mortgage rates in West Paris, ME 04289, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for West Paris, Maine 04289 from 2014 - 2021
We have compiled mortgage rate charts for home loans in West Paris, Maine and around Oxford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 75.84% | 68.00% | 71.62% | 73.94% | 75.15% | 82.28% | 79.59% | 76.71% |
| avg mortgage rate | 4.88% | 4.70% | 3.83% | 4.00% | 4.44% | 4.08% | 3.95% | 4.10% |
| % 15 year fixed mortgage | 15.44% | 21.60% | 15.54% | 19.15% | 18.79% | 11.39% | 14.29% | 17.81% |
| avg mortgage rate | 4.21% | 3.83% | 3.17% | 3.06% | 3.42% | 3.04% | 3.02% | 3.12% |
| Avg credit score | 760.58 | 754.33 | 745.22 | 755.84 | 747.32 | 748.80 | 732.51 | 736.11 |
| Avg LTV (loan to value) | 78.93% | 77.62% | 79.91% | 81.13% | 84.13% | 82.28% | 84.77% | 83.79% |
| Avg DTI (debt to income) | 28.62 | 29.22 | 29.39 | 29.13 | 30.57 | 31.19 | 31.92 | 30.71 |
| % First time homebuyer | 22.15% | 17.60% | 20.27% | 13.83% | 23.03% | 20.89% | 30.61% | 35.62% |
| Avg mortgage insurance % | 6.63% | 5.99% | 8.68% | 8.76% | 13.35% | 11.48% | 13.96% | 12.55% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around West Paris, Maine 04289
If you’re looking to buy a new home in West Paris, we have compiled a list of the leading mortgage brokers around West Paris, Maine 04289 to help you with your search.
Finance Authority Of Maine
5 Community Dr
Augusta ME 04289
(207) 623-3263
nextgen@famemaine.com
OneMain Financial
12 Shuman Ave
Augusta ME 04289
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html
Residential Mortgage Service
45 Memorial Cir
Augusta ME 04289
(207) 629-5555
info@rmsmortgage.com
Alpine Mortgage
195 Water St
Augusta ME 04289
(207) 623-3405
Beneficial Finance Corporation
254 Western Ave
Augusta ME 04289
(207) 621-8082
http://www.beneficial.com
Address
5 Community Dr
Augusta ME
Contact
(207) 623-3263
nextgen@famemaine.com
Address
12 Shuman Ave
Augusta ME
Contact
(207) 626-3556
http://branches.onemainfinancial.com/me/augusta/12-shuman-ave.html
Address
45 Memorial Cir
Augusta ME
Contact
(207) 629-5555
info@rmsmortgage.com