Compare Today’s Mortgage Rates for Wiscasset, Maine
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wiscasset, Maine 04578. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,709 or $44 / month in Wiscasset and surrounding areas of Lincoln county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wiscasset, Maine 04578.
Summary of Average Mortgage Terms in Wiscasset, Maine 04578
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Interactive Mortgage Rate Projections for Wiscasset, ME
To forecast and predict mortgage rates in Wiscasset, ME 04578, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wiscasset, Maine 04578 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wiscasset, Maine and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
| avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
| avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
| Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
| Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
| Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
| % First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
| Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wiscasset, Maine 04578
If you’re looking to buy a new home in Wiscasset, we have compiled a list of the leading mortgage brokers around Wiscasset, Maine 04578 to help you with your search.
Wells Fargo Home Mortgage
9 Resort Way
Ellsworth ME 04578
(207) 664-0267
http://www.wellsfargo.com/mortgage/
Northeast Modular Homes
6 Forrest Ave
Ellsworth ME 04578
(207) 667-7727
http://www.northeastmodular.com
Universal Mortgage Corporation
54 Oak St
Ellsworth ME 04578
(207) 664-0100
norman@universalmortgageinc.com
Coastal Mortgage
104 Main St
Ellsworth ME 04578
(207) 667-8399
coastal@downeast.net
Mdi Mortgage Group
27 Greeley Ave
Bar Harbor ME 04578
(207) 288-2881
http://www.mdimortgage.com/
Address
9 Resort Way
Ellsworth ME
Contact
(207) 664-0267
http://www.wellsfargo.com/mortgage/
Address
6 Forrest Ave
Ellsworth ME
Contact
(207) 667-7727
http://www.northeastmodular.com
Address
54 Oak St
Ellsworth ME
Contact
(207) 664-0100
norman@universalmortgageinc.com