Compare Today’s Mortgage Rates in Allendale, Michigan 49401
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Allendale, Michigan 49401.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Allendale, Michigan 49401. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,612 over the lifetime of your mortgage, which translates to a monthly savings of $41 in Allendale and other areas of Ottawa county.
Summary of Average Mortgages in Allendale, Michigan 49401
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Interactive Mortgage Rate Projections for Allendale, Michigan 49401
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Allendale, MI 49401. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Allendale, Michigan 49401 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Allendale, Michigan and around Ottawa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.49% | 92.37% | 92.59% | 92.33% | 89.49% | 87.87% | 86.95% | 84.79% | 83.67% |
avg mortgage rate | 6.60% | 4.76% | 3.11% | 3.43% | 4.41% | 4.62% | 4.13% | 3.87% | 4.08% |
% 15 year fixed mortgage | 5.06% | 5.99% | 6.39% | 6.30% | 8.22% | 9.74% | 10.11% | 12.60% | 13.68% |
avg mortgage rate | 5.85% | 3.95% | 2.48% | 2.90% | 3.78% | 4.00% | 3.33% | 3.13% | 3.27% |
Avg credit score | 761.98 | 759.45 | 757.16 | 761.60 | 752.69 | 749.68 | 750.63 | 751.10 | 752.11 |
Avg LTV (loan to value) | 81.78% | 81.73% | 83.01% | 83.20% | 82.15% | 81.16% | 81.84% | 83.04% | 82.39% |
Avg DTI (debt to income) | 38.02 | 35.98 | 34.32 | 34.36 | 34.65 | 34.12 | 33.38 | 33.20 | 32.41 |
% First time homebuyer | 46.11% | 38.04% | 33.54% | 34.71% | 33.15% | 25.21% | 23.49% | 25.04% | 27.83% |
Avg mortgage insurance % | 13.62% | 13.59% | 13.76% | 14.08% | 13.34% | 12.05% | 12.38% | 13.52% | 12.51% |
Best Mortgage Brokers around Allendale, Michigan 49401
For those searching for a new home in Allendale, we have compiled a list of the top mortgage brokers located in and around Allendale, Michigan 49401 to assist you with your search.
Horizon Home Exteriors
6524 Elwood Ct S
Allendale MI 49401
(616) 299-5023
jeremy@horizonhomeexteriors.com
Creative Capital
2987 Blue Star Hwy
Douglas MI 49401
(269) 857-2500
PNC Mortgage
1 W 8th St
Holland MI 49401
(616) 394-7015
pncpaymentportal@pnc.com
The House Mortgage
238 Hoover Blvd
Holland MI 49401
(616) 392-2290
http://www.mortgagehouse.org/apps/expiredsites/expiredsitelandingpage.aspx
Lakestate Mortgage
675 E 16th St
Holland MI 49401
(616) 298-2743
adrian@adrianmortgage.com
Address
6524 Elwood Ct S
Allendale MI
Contact
(616) 299-5023
jeremy@horizonhomeexteriors.com
Address
2987 Blue Star Hwy
Douglas MI
Contact
(269) 857-2500
Address
1 W 8th St
Holland MI
Contact
(616) 394-7015
pncpaymentportal@pnc.com