Compare Today’s Mortgage Rates for Alma, Michigan

Pureloan searches mortgage lenders and major banks in Alma, Michigan 48801 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,570 or $38 / month is expected in Alma and other areas of Gratiot county.

Pureloan’s search engine explores all home mortgage options in Alma, Michigan 48801, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.380877 -84.663484

Summary of Average Mortgage Terms in Alma, Michigan 48801

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Alma, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alma, MI 48801, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Alma, MI

Historical Mortgage Rates for Alma, Michigan 48801 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Alma, Michigan and around Gratiot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alma, Michigan 48801

If you’re looking to buy a new home in Alma, we have compiled a list of the leading mortgage brokers around Alma, Michigan 48801 to help you with your search.

Name
Address
Contact

Marine Finance

903 Michigan Ave

Alma MI 48801

(989) 463-6777

mel.hutchinson@playbuoy.com

Easttown Mortgage

1300 W State St

Belding MI 48801

(616) 794-2161

Amera Mortgage Corporation

830 W Lake Lansing Rd

East Lansing MI 48801

(517) 324-0400

ctmcconsumerdirect@ctmtg.com

OneMain Financial

4445 E Blue Grass Rd

Mt Pleasant MI 48801

(989) 773-3156

http://branches.onemainfinancial.com/mi/mt-pleasant/4445-e--blue-grass-road.html

Check 'n Go

2320 S Mission St

Mount Pleasant MI 48801

(989) 772-4800

comments@checkngo.com

Address

903 Michigan Ave

Alma MI

Contact

(989) 463-6777

mel.hutchinson@playbuoy.com

Address

1300 W State St

Belding MI

Contact

(616) 794-2161

Address

830 W Lake Lansing Rd

East Lansing MI

Contact

(517) 324-0400

ctmcconsumerdirect@ctmtg.com

News on Mortgages and Reverse Mortgages for Alma, Michigan 48801