Compare Today’s Mortgage Rates for Alto, Michigan

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Alto, Michigan 49302. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $26,125 or $73 / month in Alto and other areas of Kent county.

Our search engine explores all home mortgage options in Alto, Michigan 49302, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.796395 -85.562167

Summary of Average Mortgage Terms in Alto, Michigan 49302

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Alto, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alto, MI 49302, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Alto, MI

Historical Mortgage Rates for Alto, Michigan 49302 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Alto, Michigan and around Kent county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alto, Michigan 49302

If you’re looking to buy a new home in Alto, we have compiled a list of the leading mortgage brokers around Alto, Michigan 49302 to help you with your search.

Name
Address
Contact

Walnut Knoll Apartments

311 Morrison St

Big Rapids MI 49302

(231) 660-4352

manager@walnutknollapt.com

Instant Cash Advance

605 S 3rd Ave

Big Rapids MI 49302

(231) 527-1300

http://www.instantcashadvancecorp.com/locations_53_Big-Rapids-Branch.html

Allstar Payday Loans

206 S 3rd Ave

Big Rapids MI 49302

(231) 796-5818

http://allstar-rto.com

C U Mortgage Works

6440 Fulton St E

Ada MI 49302

(616) 920-7633

Julie Smith Marie Quinn

45 Honey Creek Ave NE

Ada MI 49302

(616) 676-0455

julie@jquinnmortgage.com

Address

311 Morrison St

Big Rapids MI

Contact

(231) 660-4352

manager@walnutknollapt.com

Address

605 S 3rd Ave

Big Rapids MI

Contact

(231) 527-1300

http://www.instantcashadvancecorp.com/locations_53_Big-Rapids-Branch.html

Address

206 S 3rd Ave

Big Rapids MI

Contact

(231) 796-5818

http://allstar-rto.com

News on Mortgages and Reverse Mortgages for Alto, Michigan 49302