Compare Today’s Mortgage Rates in Bailey, Michigan 49303
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bailey, Michigan 49303.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,848 over the lifetime of your 30-year fixed loan, or a monthly savings of $25 in Bailey and other areas of Muskegon county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Bailey, Michigan 49303
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Interactive Mortgage Rate Projections for Bailey, Michigan 49303
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bailey, MI 49303. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bailey, Michigan 49303 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bailey, Michigan and around Muskegon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.58% | 93.94% | 93.33% | 91.59% | 89.53% | 86.51% | 86.89% | 86.31% | 82.92% |
avg mortgage rate | 6.50% | 4.78% | 3.11% | 3.40% | 4.40% | 4.63% | 4.13% | 3.84% | 4.07% |
% 15 year fixed mortgage | 2.28% | 4.84% | 5.26% | 6.28% | 7.97% | 10.12% | 10.34% | 11.33% | 13.74% |
avg mortgage rate | 5.52% | 3.83% | 2.47% | 2.92% | 3.76% | 3.93% | 3.31% | 3.08% | 3.24% |
Avg credit score | 752.38 | 768.01 | 750.67 | 765.53 | 750.16 | 757.31 | 748.96 | 758.63 | 754.00 |
Avg LTV (loan to value) | 82.58% | 83.26% | 83.02% | 83.56% | 82.64% | 80.86% | 82.88% | 82.97% | 81.73% |
Avg DTI (debt to income) | 37.22 | 35.95 | 34.41 | 34.19 | 34.64 | 34.54 | 33.57 | 32.77 | 32.34 |
% First time homebuyer | 43.02% | 34.87% | 31.39% | 27.59% | 28.90% | 19.57% | 23.75% | 20.86% | 19.87% |
Avg mortgage insurance % | 15.33% | 14.89% | 14.22% | 14.41% | 13.15% | 11.70% | 13.18% | 13.01% | 11.68% |
Best Mortgage Brokers around Bailey, Michigan 49303
For those searching for a new home in Bailey, we have compiled a list of the top mortgage brokers located in and around Bailey, Michigan 49303 to assist you with your search.
Walnut Knoll Apartments
311 Morrison St
Big Rapids MI 49303
(231) 660-4352
manager@walnutknollapt.com
Instant Cash Advance
605 S 3rd Ave
Big Rapids MI 49303
(231) 527-1300
http://www.instantcashadvancecorp.com/locations_53_Big-Rapids-Branch.html
Allstar Payday Loans
206 S 3rd Ave
Big Rapids MI 49303
(231) 796-5818
http://allstar-rto.com
C U Mortgage Works
6440 Fulton St E
Ada MI 49303
(616) 920-7633
Julie Smith Marie Quinn
45 Honey Creek Ave NE
Ada MI 49303
(616) 676-0455
julie@jquinnmortgage.com
Address
311 Morrison St
Big Rapids MI
Contact
(231) 660-4352
manager@walnutknollapt.com
Address
605 S 3rd Ave
Big Rapids MI
Contact
(231) 527-1300
http://www.instantcashadvancecorp.com/locations_53_Big-Rapids-Branch.html
Address
206 S 3rd Ave
Big Rapids MI
Contact
(231) 796-5818
http://allstar-rto.com