Compare Today’s Mortgage Rates in Bellaire, Michigan 49615
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Bellaire, Michigan 49615.
Our search engine thoroughly explores all home mortgage options in Bellaire, Michigan 49615, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,466 in lifetime cash or $7 per month in Bellaire and other areas of Antrim county.
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Summary of Average Mortgages in Bellaire, Michigan 49615
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bellaire, Michigan 49615
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bellaire, MI 49615. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bellaire, Michigan 49615 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bellaire, Michigan and around Antrim county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.96% | 93.45% | 92.69% | 89.64% | 90.42% | 88.03% | 82.66% | 82.84% | 81.11% |
| avg mortgage rate | 6.78% | 4.78% | 3.14% | 3.41% | 4.42% | 4.66% | 4.14% | 3.86% | 4.06% |
| % 15 year fixed mortgage | 3.54% | 4.86% | 6.27% | 8.31% | 7.82% | 9.31% | 14.33% | 14.69% | 16.48% |
| avg mortgage rate | 6.14% | 3.88% | 2.45% | 2.92% | 3.82% | 4.04% | 3.30% | 3.12% | 3.24% |
| Avg credit score | 793.56 | 749.33 | 752.55 | 773.24 | 753.85 | 753.75 | 755.03 | 755.61 | 760.97 |
| Avg LTV (loan to value) | 81.90% | 81.75% | 83.43% | 81.63% | 82.53% | 79.68% | 80.65% | 81.25% | 79.24% |
| Avg DTI (debt to income) | 36.64 | 35.31 | 33.97 | 34.09 | 35.04 | 34.03 | 33.35 | 32.36 | 31.96 |
| % First time homebuyer | 45.45% | 36.38% | 29.00% | 26.33% | 29.42% | 22.07% | 24.50% | 21.29% | 21.30% |
| Avg mortgage insurance % | 13.99% | 13.40% | 13.43% | 11.55% | 12.91% | 9.82% | 9.60% | 10.40% | 8.79% |
Best Mortgage Brokers around Bellaire, Michigan 49615
For those searching for a new home in Bellaire, we have compiled a list of the top mortgage brokers located in and around Bellaire, Michigan 49615 to assist you with your search.
Name
Address
Contact
PNC Real Estate
212 River St
Elk Rapids MI 49615
(231) 264-2002
http://www.arcscommercial.com
Midwest Mortgage
333 E State St
Traverse City MI 49615
(231) 947-0800
Bay Mortgage
109 S Union St
Traverse City MI 49615
(231) 933-9400
info@bayloans.net
Crest Financial
13818 S West Bay Shore Dr
Traverse City MI 49615
(231) 932-9300
http://www.crestfinancialinc.com
John Adams Mortgage
521 Randolph St
Traverse City MI 49615
(231) 946-4021
info@johnadamsmortgage.com
Address
212 River St
Elk Rapids MI
Contact
(231) 264-2002
http://www.arcscommercial.com
Address
333 E State St
Traverse City MI
Contact
(231) 947-0800
Address
109 S Union St
Traverse City MI
Contact
(231) 933-9400
info@bayloans.net