Compare Today’s Mortgage Rates for Benton Harbor, Michigan

Pureloan searches mortgage lenders and major banks in Benton Harbor, Michigan 49022 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,798 or $49 / month is expected in Benton Harbor and other areas of Berrien county.

Pureloan’s search engine explores all home mortgage options in Benton Harbor, Michigan 49022, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.063959 -86.478341

Summary of Average Mortgage Terms in Benton Harbor, Michigan 49022

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Benton Harbor, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Benton Harbor, MI 49022, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Benton Harbor, MI

Historical Mortgage Rates for Benton Harbor, Michigan 49022 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Benton Harbor, Michigan and around Berrien county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Benton Harbor, Michigan 49022

If you’re looking to buy a new home in Benton Harbor, we have compiled a list of the leading mortgage brokers around Benton Harbor, Michigan 49022 to help you with your search.

Name
Address
Contact

Access Mortgage & Financial

915 N Benton Center Rd

Benton Harbor MI 49022

(269) 934-9411

osotl@qtm.net

Ace Cash Express

1968 Pipestone Rd

Benton Harbor MI 49022

(269) 926-1355

http://www.acecashexpress.com/

Check 'n Go

1042 E Napier Ave

Benton Harbor MI 49022

(269) 927-2000

comments@checkngo.com

OneMain Financial

1046 E Napier Ave

Benton Harbor MI 49022

(269) 925-7526

http://branches.onemainfinancial.com/mi/benton-harbor/1046-east-napier-avenue.html

Frost Mortgage Lending Group

576 Romence Rd

Portage MI 49022

(269) 488-3500

Address

915 N Benton Center Rd

Benton Harbor MI

Contact

(269) 934-9411

osotl@qtm.net

Address

1968 Pipestone Rd

Benton Harbor MI

Contact

(269) 926-1355

http://www.acecashexpress.com/

Address

1042 E Napier Ave

Benton Harbor MI

Contact

(269) 927-2000

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Benton Harbor, Michigan 49022