Compare Today’s Mortgage Rates for Boyne City, Michigan
Pureloan searches mortgage lenders and major banks in Boyne City, Michigan 49712 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,063 or $45 / month is expected in Boyne City and other areas of Charlevoix county.
Pureloan’s search engine explores all home mortgage options in Boyne City, Michigan 49712, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Boyne City, Michigan 49712
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Interactive Mortgage Rate Projections for Boyne City, MI
To forecast and predict mortgage rates in Boyne City, MI 49712, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Boyne City, Michigan 49712 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Boyne City, Michigan and around Charlevoix county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Boyne City, Michigan 49712
If you’re looking to buy a new home in Boyne City, we have compiled a list of the leading mortgage brokers around Boyne City, Michigan 49712 to help you with your search.
Name
Address
Contact
Star Mortgage of America-Nicole Williams
4456 Walloon Ct
Boyne City MI 49712
(231) 582-1733
Cb Boyne City
120 N Lake St
Boyne City MI 49712
(231) 582-3300
Don Con
780 Old M 75 Loop
Boyne City MI 49712
(231) 582-3590
http://www.doncon.com
Northwood Mortgage
6 W Main St
Boyne City MI 49712
(231) 582-6440
http://www.northwoodmortgage.net
Address
4456 Walloon Ct
Boyne City MI
Contact
(231) 582-1733
Address
120 N Lake St
Boyne City MI
Contact
(231) 582-3300
Address
780 Old M 75 Loop
Boyne City MI
Contact
(231) 582-3590
http://www.doncon.com