Compare Today’s Mortgage Rates for Boyne City, Michigan

Pureloan searches mortgage lenders and major banks in Boyne City, Michigan 49712 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,063 or $45 / month is expected in Boyne City and other areas of Charlevoix county.

Pureloan’s search engine explores all home mortgage options in Boyne City, Michigan 49712, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.205203 -85.018294

Summary of Average Mortgage Terms in Boyne City, Michigan 49712

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Boyne City, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Boyne City, MI 49712, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Boyne City, MI

Historical Mortgage Rates for Boyne City, Michigan 49712 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Boyne City, Michigan and around Charlevoix county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Boyne City, Michigan 49712

If you’re looking to buy a new home in Boyne City, we have compiled a list of the leading mortgage brokers around Boyne City, Michigan 49712 to help you with your search.

Name
Address
Contact

Star Mortgage of America-Nicole Williams

4456 Walloon Ct

Boyne City MI 49712

(231) 582-1733

Cb Boyne City

120 N Lake St

Boyne City MI 49712

(231) 582-3300

Don Con

780 Old M 75 Loop

Boyne City MI 49712

(231) 582-3590

http://www.doncon.com

Northwood Mortgage

6 W Main St

Boyne City MI 49712

(231) 582-6440

http://www.northwoodmortgage.net

Address

4456 Walloon Ct

Boyne City MI

Contact

(231) 582-1733

Address

120 N Lake St

Boyne City MI

Contact

(231) 582-3300

Address

780 Old M 75 Loop

Boyne City MI

Contact

(231) 582-3590

http://www.doncon.com

News on Mortgages and Reverse Mortgages for Boyne City, Michigan 49712