Compare Today’s Mortgage Rates in Boyne Falls, Michigan 49713
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Boyne Falls, Michigan 49713.
Our search engine thoroughly explores all home mortgage options in Boyne Falls, Michigan 49713, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,913 in lifetime cash or $16 per month in Boyne Falls and other areas of Charlevoix county.
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Summary of Average Mortgages in Boyne Falls, Michigan 49713
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Boyne Falls, Michigan 49713
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Boyne Falls, MI 49713. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Boyne Falls, Michigan 49713 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Boyne Falls, Michigan and around Charlevoix county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.65% | 89.54% | 87.06% | 88.47% | 83.89% | 80.80% | 81.97% | 82.59% | 81.54% |
| avg mortgage rate | 6.75% | 4.80% | 3.10% | 3.29% | 4.44% | 4.65% | 4.14% | 3.83% | 4.08% |
| % 15 year fixed mortgage | 9.88% | 7.37% | 10.14% | 8.37% | 13.64% | 14.31% | 13.48% | 13.29% | 14.73% |
| avg mortgage rate | 6.11% | 3.95% | 2.46% | 2.76% | 3.88% | 4.00% | 3.30% | 3.11% | 3.26% |
| Avg credit score | 745.38 | 747.44 | 751.71 | 755.66 | 750.01 | 770.44 | 772.98 | 751.60 | 755.83 |
| Avg LTV (loan to value) | 81.08% | 82.41% | 81.50% | 82.46% | 81.68% | 80.52% | 80.54% | 81.45% | 81.40% |
| Avg DTI (debt to income) | 34.93 | 34.43 | 33.38 | 32.98 | 33.25 | 32.09 | 31.95 | 31.78 | 31.87 |
| % First time homebuyer | 35.80% | 29.89% | 19.05% | 20.91% | 25.11% | 19.38% | 17.67% | 18.31% | 20.12% |
| Avg mortgage insurance % | 12.35% | 13.75% | 11.63% | 12.98% | 11.37% | 9.50% | 8.44% | 9.52% | 9.10% |
Best Mortgage Brokers around Boyne Falls, Michigan 49713
For those searching for a new home in Boyne Falls, we have compiled a list of the top mortgage brokers located in and around Boyne Falls, Michigan 49713 to assist you with your search.
Name
Address
Contact
Northwood Mortgage
6 W Main St
Boyne City MI 49713
(231) 582-6440
http://www.northwoodmortgage.net
Don Con
780 Old M 75 Loop
Boyne City MI 49713
(231) 582-3590
http://www.doncon.com
Cb Boyne City
120 N Lake St
Boyne City MI 49713
(231) 582-3300
Star Mortgage of America-Nicole Williams
4456 Walloon Ct
Boyne City MI 49713
(231) 582-1733
Client First Mortgage Co.
2810 Charlevoix Ave
Petoskey MI 49713
(231) 487-0221
dmyers@freeway.net
Address
6 W Main St
Boyne City MI
Contact
(231) 582-6440
http://www.northwoodmortgage.net
Address
780 Old M 75 Loop
Boyne City MI
Contact
(231) 582-3590
http://www.doncon.com
Address
120 N Lake St
Boyne City MI
Contact
(231) 582-3300