Compare Today’s Mortgage Rates for Carrollton, Michigan
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Carrollton, Michigan 48724. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,605 or $52 / month in Carrollton and surrounding areas of Saginaw county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Carrollton, Michigan 48724.
Summary of Average Mortgage Terms in Carrollton, Michigan 48724


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Interactive Mortgage Rate Projections for Carrollton, MI
To forecast and predict mortgage rates in Carrollton, MI 48724, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Carrollton, Michigan 48724 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Carrollton, Michigan and around Saginaw county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
% 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
% First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Carrollton, Michigan 48724
If you’re looking to buy a new home in Carrollton, we have compiled a list of the leading mortgage brokers around Carrollton, Michigan 48724 to help you with your search.
Encore Mortgage Services
258 S State St
Caro MI 48724
(989) 672-4333
Greater Michigan Mortgage Co.
1103 E Caro Rd
Caro MI 48724
(989) 673-2225
kbarnhill@mediaone.net
Instant Cash Advance
1150 Cleaver Rd
Caro MI 48724
(989) 672-0333
http://www.ic44.com/
Farm Credit Service
1570 Cleaver Rd
Caro MI 48724
(989) 673-6128
leigh.picchetti@farmcredit.com
Oliver Credit
441 N State St
Caro MI 48724
(989) 673-8197
Address
258 S State St
Caro MI
Contact
(989) 672-4333
Address
1103 E Caro Rd
Caro MI
Contact
(989) 673-2225
kbarnhill@mediaone.net
Address
1150 Cleaver Rd
Caro MI
Contact
(989) 672-0333
http://www.ic44.com/