Compare Today’s Mortgage Rates for Cedar Lake, Michigan

Pureloan searches mortgage lenders and major banks in Cedar Lake, Michigan 48812 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,746 or $33 / month is expected in Cedar Lake and other areas of Montcalm county.

Pureloan’s search engine explores all home mortgage options in Cedar Lake, Michigan 48812, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.411578 -85.028003

Summary of Average Mortgage Terms in Cedar Lake, Michigan 48812

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cedar Lake, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cedar Lake, MI 48812, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cedar Lake, MI

Historical Mortgage Rates for Cedar Lake, Michigan 48812 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Cedar Lake, Michigan and around Montcalm county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cedar Lake, Michigan 48812

If you’re looking to buy a new home in Cedar Lake, we have compiled a list of the leading mortgage brokers around Cedar Lake, Michigan 48812 to help you with your search.

Name
Address
Contact

Greenstone Farm Credit Service

722 W Lawrence Ave

Charlotte MI 48812

(517) 543-1360

leigh.picchetti@farmcredit.com

Real Estate Wearhouse

324 S Cochran Ave

Charlotte MI 48812

(517) 543-1119

http://rewhomes.com

Check 'n Go

1662 Packard Hwy

Charlotte MI 48812

(517) 543-0689

comments@checkngo.com

Delmar Financial

127 S Cochran Ave

Charlotte MI 48812

(517) 543-6611

R & L Mortgage

321 N Shiawassee St

Corunna MI 48812

(989) 720-7368

Address

722 W Lawrence Ave

Charlotte MI

Contact

(517) 543-1360

leigh.picchetti@farmcredit.com

Address

324 S Cochran Ave

Charlotte MI

Contact

(517) 543-1119

http://rewhomes.com

Address

1662 Packard Hwy

Charlotte MI

Contact

(517) 543-0689

comments@checkngo.com

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