Compare Today’s Mortgage Rates in Cement City, Michigan 49233
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Cement City, Michigan 49233.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Cement City, Michigan 49233. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,205 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Cement City and other areas of Lenawee county.
42.060395
-84.325423
21085
Summary of Average Mortgages in Cement City, Michigan 49233
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Cement City, Michigan 49233
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Cement City, Michigan 49233
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cement City, MI 49233. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cement City, Michigan 49233 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cement City, Michigan and around Lenawee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.63% | 92.80% | 90.99% | 90.63% | 89.24% | 84.19% | 85.56% | 83.74% | 81.36% |
| avg mortgage rate | 6.78% | 4.79% | 3.18% | 3.48% | 4.52% | 4.73% | 4.22% | 3.91% | 4.15% |
| % 15 year fixed mortgage | 4.49% | 5.33% | 7.22% | 7.14% | 8.91% | 12.57% | 12.65% | 14.65% | 14.87% |
| avg mortgage rate | 5.96% | 3.62% | 2.47% | 2.94% | 3.83% | 4.06% | 3.40% | 3.10% | 3.25% |
| Avg credit score | 741.90 | 761.38 | 743.56 | 744.43 | 743.13 | 759.68 | 745.34 | 745.84 | 748.92 |
| Avg LTV (loan to value) | 83.47% | 84.26% | 84.47% | 85.57% | 84.25% | 82.49% | 82.44% | 83.63% | 83.43% |
| Avg DTI (debt to income) | 37.33 | 35.03 | 33.02 | 33.98 | 34.18 | 33.62 | 33.02 | 32.33 | 32.10 |
| % First time homebuyer | 47.94% | 37.23% | 32.76% | 34.42% | 35.76% | 24.73% | 24.76% | 30.43% | 27.06% |
| Avg mortgage insurance % | 14.79% | 15.33% | 14.53% | 15.75% | 14.00% | 12.58% | 12.17% | 13.17% | 12.87% |
Best Mortgage Brokers around Cement City, Michigan 49233
For those searching for a new home in Cement City, we have compiled a list of the top mortgage brokers located in and around Cement City, Michigan 49233 to assist you with your search.
Name
Address
Contact
Harbor Mortgage
141 N Main St
Brooklyn MI 49233
(517) 592-1813
Eagle Docs
141 N Main St
Brooklyn MI 49233
(517) 592-3627
support@eagledocs.com
Flagstar Home Loans
101 S Main St
Brooklyn MI 49233
(517) 592-9090
Farm Credit Service
100 Spring St
Concord MI 49233
(517) 524-6670
leigh.picchetti@farmcredit.com
Mortgage One
100 S Jackson St
Jackson MI 49233
(517) 315-4626
jackson@mortgageone.biz
Address
141 N Main St
Brooklyn MI
Contact
(517) 592-1813
Address
141 N Main St
Brooklyn MI
Contact
(517) 592-3627
support@eagledocs.com
Address
101 S Main St
Brooklyn MI
Contact
(517) 592-9090