Compare Today’s Mortgage Rates in Charlevoix, Michigan 49720
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Charlevoix, Michigan 49720.
Our search engine thoroughly explores all home mortgage options in Charlevoix, Michigan 49720, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,404 in lifetime cash or $7 per month in Charlevoix and other areas of Charlevoix county.
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Summary of Average Mortgages in Charlevoix, Michigan 49720
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Charlevoix, Michigan 49720
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Charlevoix, MI 49720. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Charlevoix, Michigan 49720 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Charlevoix, Michigan and around Charlevoix county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.65% | 89.54% | 87.06% | 88.47% | 83.89% | 80.80% | 81.97% | 82.59% | 81.54% |
avg mortgage rate | 6.75% | 4.80% | 3.10% | 3.29% | 4.44% | 4.65% | 4.14% | 3.83% | 4.08% |
% 15 year fixed mortgage | 9.88% | 7.37% | 10.14% | 8.37% | 13.64% | 14.31% | 13.48% | 13.29% | 14.73% |
avg mortgage rate | 6.11% | 3.95% | 2.46% | 2.76% | 3.88% | 4.00% | 3.30% | 3.11% | 3.26% |
Avg credit score | 745.38 | 747.44 | 751.71 | 755.66 | 750.01 | 770.44 | 772.98 | 751.60 | 755.83 |
Avg LTV (loan to value) | 81.08% | 82.41% | 81.50% | 82.46% | 81.68% | 80.52% | 80.54% | 81.45% | 81.40% |
Avg DTI (debt to income) | 34.93 | 34.43 | 33.38 | 32.98 | 33.25 | 32.09 | 31.95 | 31.78 | 31.87 |
% First time homebuyer | 35.80% | 29.89% | 19.05% | 20.91% | 25.11% | 19.38% | 17.67% | 18.31% | 20.12% |
Avg mortgage insurance % | 12.35% | 13.75% | 11.63% | 12.98% | 11.37% | 9.50% | 8.44% | 9.52% | 9.10% |
Best Mortgage Brokers around Charlevoix, Michigan 49720
For those searching for a new home in Charlevoix, we have compiled a list of the top mortgage brokers located in and around Charlevoix, Michigan 49720 to assist you with your search.
Name
Address
Contact
Caap Logistics
403 Sheridan St
Charlevoix MI 49720
(231) 437-3276
Get-Licensed.com
13065 Pd Campbell Ct
Charlevoix MI 49720
(231) 547-4085
http://get-licensed.com
Caap Logistics
13111 Maple Way
Charlevoix MI 49720
(231) 437-3207
Black Forest Resources
100 Bridge St
Charlevoix MI 49720
(231) 373-9195
garycipriani@blackforestresoueces.com
American Home Loans
220 N Main St
Cheboygan MI 49720
(231) 627-9218
custserv@americanhm.com
Address
403 Sheridan St
Charlevoix MI
Contact
(231) 437-3276
Address
13065 Pd Campbell Ct
Charlevoix MI
Contact
(231) 547-4085
http://get-licensed.com
Address
13111 Maple Way
Charlevoix MI
Contact
(231) 437-3207