Compare Today’s Mortgage Rates for Charlevoix, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charlevoix, Michigan 49720. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,416 or $54 / month in Charlevoix and surrounding areas of Charlevoix county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlevoix, Michigan 49720.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.29934 -85.245298

Summary of Average Mortgage Terms in Charlevoix, Michigan 49720

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Charlevoix, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charlevoix, MI 49720, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Charlevoix, MI

Historical Mortgage Rates for Charlevoix, Michigan 49720 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Charlevoix, Michigan and around Charlevoix county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlevoix, Michigan 49720

If you’re looking to buy a new home in Charlevoix, we have compiled a list of the leading mortgage brokers around Charlevoix, Michigan 49720 to help you with your search.

Name
Address
Contact

Caap Logistics

403 Sheridan St

Charlevoix MI 49720

(231) 437-3276

Get-Licensed.com

13065 Pd Campbell Ct

Charlevoix MI 49720

(231) 547-4085

http://get-licensed.com

Caap Logistics

13111 Maple Way

Charlevoix MI 49720

(231) 437-3207

Black Forest Resources

100 Bridge St

Charlevoix MI 49720

(231) 373-9195

garycipriani@blackforestresoueces.com

American Home Loans

220 N Main St

Cheboygan MI 49720

(231) 627-9218

custserv@americanhm.com

Address

403 Sheridan St

Charlevoix MI

Contact

(231) 437-3276

Address

13065 Pd Campbell Ct

Charlevoix MI

Contact

(231) 547-4085

http://get-licensed.com

Address

13111 Maple Way

Charlevoix MI

Contact

(231) 437-3207

News on Mortgages and Reverse Mortgages for Charlevoix, Michigan 49720