Compare Today’s Mortgage Rates for Charlotte, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charlotte, Michigan 48813. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,605 or $52 / month in Charlotte and surrounding areas of Eaton county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlotte, Michigan 48813.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.570169 -84.835181

Summary of Average Mortgage Terms in Charlotte, Michigan 48813

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Charlotte, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charlotte, MI 48813, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Charlotte, MI

Historical Mortgage Rates for Charlotte, Michigan 48813 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Charlotte, Michigan and around Eaton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlotte, Michigan 48813

If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, Michigan 48813 to help you with your search.

Name
Address
Contact

Delmar Financial

127 S Cochran Ave

Charlotte MI 48813

(517) 543-6611

Check 'n Go

1662 Packard Hwy

Charlotte MI 48813

(517) 543-0689

comments@checkngo.com

Real Estate Wearhouse

324 S Cochran Ave

Charlotte MI 48813

(517) 543-1119

http://rewhomes.com

Greenstone Farm Credit Service

722 W Lawrence Ave

Charlotte MI 48813

(517) 543-1360

leigh.picchetti@farmcredit.com

R & L Mortgage

321 N Shiawassee St

Corunna MI 48813

(989) 720-7368

Address

127 S Cochran Ave

Charlotte MI

Contact

(517) 543-6611

Address

1662 Packard Hwy

Charlotte MI

Contact

(517) 543-0689

comments@checkngo.com

Address

324 S Cochran Ave

Charlotte MI

Contact

(517) 543-1119

http://rewhomes.com

News on Mortgages and Reverse Mortgages for Charlotte, Michigan 48813