Compare Today’s Mortgage Rates for Clayton, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clayton, Michigan 49235. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,013 or $44 / month in Clayton and surrounding areas of Lenawee county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clayton, Michigan 49235.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.868648 -84.177519

Summary of Average Mortgage Terms in Clayton, Michigan 49235

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Clayton, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clayton, MI 49235, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Clayton, MI

Historical Mortgage Rates for Clayton, Michigan 49235 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Clayton, Michigan and around Lenawee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clayton, Michigan 49235

If you’re looking to buy a new home in Clayton, we have compiled a list of the leading mortgage brokers around Clayton, Michigan 49235 to help you with your search.

Name
Address
Contact

Mortgage Center

10 E Carleton Rd

Hillsdale MI 49235

(517) 439-5626

http://www.mortgagecenter.com

Premier Mortgage Funding

113 N Church St

Hudson MI 49235

(517) 448-2604

Lake Home For Sale by Owner

468 Skyline Dr

Horton MI 49235

(517) 688-9402

Mortgage One

100 S Jackson St

Jackson MI 49235

(517) 315-4626

jackson@mortgageone.biz

Jackson Affordable Housing

161 W Michigan Ave

Jackson MI 49235

(517) 788-4626

contact-us@jacksonaffordablehousing.org

Address

10 E Carleton Rd

Hillsdale MI

Contact

(517) 439-5626

http://www.mortgagecenter.com

Address

113 N Church St

Hudson MI

Contact

(517) 448-2604

Address

468 Skyline Dr

Horton MI

Contact

(517) 688-9402

News on Mortgages and Reverse Mortgages for Clayton, Michigan 49235