Compare Today’s Mortgage Rates in Clifford, Michigan 48727
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Clifford, Michigan 48727.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,726 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Clifford and other areas of Lapeer county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Clifford, Michigan 48727
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clifford, Michigan 48727
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clifford, MI 48727. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clifford, Michigan 48727 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clifford, Michigan and around Lapeer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.18% | 91.38% | 88.96% | 81.50% | 86.83% | 80.13% | 77.71% | 77.40% | 78.19% |
| avg mortgage rate | 6.81% | 4.85% | 3.21% | 3.45% | 4.51% | 4.77% | 4.23% | 3.95% | 4.14% |
| % 15 year fixed mortgage | 5.30% | 5.81% | 9.82% | 15.18% | 8.33% | 15.71% | 16.88% | 18.49% | 17.11% |
| avg mortgage rate | 6.10% | 4.06% | 2.63% | 2.90% | 3.83% | 4.20% | 3.41% | 3.10% | 3.32% |
| Avg credit score | 738.14 | 744.83 | 746.40 | 748.73 | 748.99 | 752.39 | 750.95 | 751.26 | 754.98 |
| Avg LTV (loan to value) | 84.17% | 84.73% | 83.90% | 83.60% | 83.35% | 81.23% | 81.23% | 81.89% | 81.74% |
| Avg DTI (debt to income) | 36.02 | 36.32 | 32.86 | 33.23 | 33.58 | 32.55 | 32.37 | 31.62 | 31.69 |
| % First time homebuyer | 31.06% | 35.07% | 30.98% | 25.78% | 25.00% | 21.79% | 16.56% | 26.37% | 13.09% |
| Avg mortgage insurance % | 14.91% | 14.94% | 13.18% | 12.56% | 11.50% | 10.88% | 10.18% | 10.34% | 9.53% |
Best Mortgage Brokers around Clifford, Michigan 48727
For those searching for a new home in Clifford, we have compiled a list of the top mortgage brokers located in and around Clifford, Michigan 48727 to assist you with your search.
Name
Address
Contact
Neighborhood Mortgage Solutions
544 N Main St
Frankenmuth MI 48727
(989) 652-8680
Neighborhood Mortgage Solutions
580 N Main St
Frankenmuth MI 48727
(989) 652-2230
Check 'n Go
2960 Center Ave
Essexville MI 48727
(989) 893-1932
comments@checkngo.com
Instant Cash Advance
200 W Bay St
East Tawas MI 48727
(989) 362-0000
http://www.instantcashadvancecorp.com/
Executive Mortgage Of Michigan
100 W Midland St
Bay City MI 48727
(989) 671-3500
adoner@newexecmtg.com
Address
544 N Main St
Frankenmuth MI
Contact
(989) 652-8680
Address
580 N Main St
Frankenmuth MI
Contact
(989) 652-2230
Address
2960 Center Ave
Essexville MI
Contact
(989) 893-1932
comments@checkngo.com