Compare Today’s Mortgage Rates for Clifford, Michigan
Pureloan searches mortgage lenders and major banks in Clifford, Michigan 48727 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,967 or $36 / month is expected in Clifford and other areas of Lapeer county.
Pureloan’s search engine explores all home mortgage options in Clifford, Michigan 48727, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Clifford, Michigan 48727
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Clifford, MI
To forecast and predict mortgage rates in Clifford, MI 48727, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clifford, Michigan 48727 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Clifford, Michigan and around Lapeer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
| avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
| % 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
| avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
| Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
| Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
| Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
| % First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
| Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clifford, Michigan 48727
If you’re looking to buy a new home in Clifford, we have compiled a list of the leading mortgage brokers around Clifford, Michigan 48727 to help you with your search.
Name
Address
Contact
Neighborhood Mortgage Solutions
544 N Main St
Frankenmuth MI 48727
(989) 652-8680
Neighborhood Mortgage Solutions
580 N Main St
Frankenmuth MI 48727
(989) 652-2230
Check 'n Go
2960 Center Ave
Essexville MI 48727
(989) 893-1932
comments@checkngo.com
Instant Cash Advance
200 W Bay St
East Tawas MI 48727
(989) 362-0000
http://www.instantcashadvancecorp.com/
Executive Mortgage Of Michigan
100 W Midland St
Bay City MI 48727
(989) 671-3500
adoner@newexecmtg.com
Address
544 N Main St
Frankenmuth MI
Contact
(989) 652-8680
Address
580 N Main St
Frankenmuth MI
Contact
(989) 652-2230
Address
2960 Center Ave
Essexville MI
Contact
(989) 893-1932
comments@checkngo.com