Compare Today’s Mortgage Rates in Clio, Michigan 48420
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Clio, Michigan 48420.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,624 over the lifetime of your 30-year fixed loan, or a monthly savings of $13 in Clio and other areas of Genesee county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Clio, Michigan 48420
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clio, Michigan 48420
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clio, MI 48420. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clio, Michigan 48420 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clio, Michigan and around Genesee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 93.51% | 93.59% | 92.57% | 90.59% | 89.56% | 88.70% | 88.86% | 84.51% |
| avg mortgage rate | 6.62% | 4.79% | 3.13% | 3.46% | 4.53% | 4.76% | 4.27% | 3.99% | 4.21% |
| % 15 year fixed mortgage | 3.64% | 4.94% | 4.86% | 5.69% | 6.78% | 7.85% | 8.38% | 9.21% | 12.34% |
| avg mortgage rate | 5.97% | 3.97% | 2.54% | 2.89% | 3.90% | 4.03% | 3.49% | 3.22% | 3.41% |
| Avg credit score | 745.23 | 744.77 | 744.32 | 747.12 | 745.90 | 744.94 | 745.81 | 743.90 | 749.78 |
| Avg LTV (loan to value) | 83.00% | 83.94% | 84.77% | 85.17% | 83.58% | 82.02% | 82.98% | 84.21% | 81.97% |
| Avg DTI (debt to income) | 37.12 | 35.34 | 34.82 | 34.60 | 35.10 | 35.09 | 34.09 | 33.61 | 32.73 |
| % First time homebuyer | 44.66% | 43.33% | 37.77% | 32.85% | 33.25% | 27.92% | 25.33% | 26.45% | 23.88% |
| Avg mortgage insurance % | 15.44% | 15.52% | 15.13% | 15.84% | 14.02% | 12.86% | 12.79% | 14.13% | 11.88% |
Best Mortgage Brokers around Clio, Michigan 48420
For those searching for a new home in Clio, we have compiled a list of the top mortgage brokers located in and around Clio, Michigan 48420 to assist you with your search.
Name
Address
Contact
C & M Lending
5092 W Vienna Rd
Clio MI 48420
(810) 687-0950
Gold Buyer Network
3100 E Frances Rd
Clio MI 48420
(810) 687-4670
OneMain Financial
5092 W Vienna Rd
Clio MI 48420
(810) 687-0978
http://www.onemainfinancial.com
American Home Mortgage
300 Smith St
Clio MI 48420
(810) 670-4760
http://americanhm.com
Preferred Mortgage
1063 S State Rd
Davison MI 48420
(810) 654-2525
http://www.loanjohn.com/
Address
5092 W Vienna Rd
Clio MI
Contact
(810) 687-0950
Address
3100 E Frances Rd
Clio MI
Contact
(810) 687-4670
Address
5092 W Vienna Rd
Clio MI
Contact
(810) 687-0978
http://www.onemainfinancial.com