Compare Today’s Mortgage Rates in Coldwater, Michigan 49036
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Coldwater, Michigan 49036.
Our search engine thoroughly explores all home mortgage options in Coldwater, Michigan 49036, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,726 in lifetime cash or $19 per month in Coldwater and other areas of Branch county.
Summary of Average Mortgages in Coldwater, Michigan 49036
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Interactive Mortgage Rate Projections for Coldwater, Michigan 49036
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Coldwater, MI 49036. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Coldwater, Michigan 49036 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Coldwater, Michigan and around Branch county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Coldwater, Michigan 49036
For those searching for a new home in Coldwater, we have compiled a list of the top mortgage brokers located in and around Coldwater, Michigan 49036 to assist you with your search.
Coldwater Banking Center
390 E Chicago St
Coldwater MI 49036
(517) 278-5634
http://sturgisbank.com/
Infinity Mortgage Associates
492 Marshall St
Coldwater MI 49036
(517) 278-2100
http://www.infinitymortgageassociates.com/
Check 'n Go
373 N Willowbrook Rd
Coldwater MI 49036
(517) 278-9210
bobh@petsuppliesplus.com
Check 'n Go
5585 Gull Rd
Kalamazoo MI 49036
(269) 226-9922
comments@checkngo.com
Home Mortgage Co Das
2920 Business One Dr
Kalamazoo MI 49036
(800) 290-0502
Address
390 E Chicago St
Coldwater MI
Contact
(517) 278-5634
http://sturgisbank.com/
Address
492 Marshall St
Coldwater MI
Contact
(517) 278-2100
http://www.infinitymortgageassociates.com/
Address
373 N Willowbrook Rd
Coldwater MI
Contact
(517) 278-9210
bobh@petsuppliesplus.com