Compare Today’s Mortgage Rates for Coldwater, Michigan
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Coldwater, Michigan 49036. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,186 or $45 / month in Coldwater and surrounding areas of Branch county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Coldwater, Michigan 49036.
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Summary of Average Mortgage Terms in Coldwater, Michigan 49036
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Coldwater, MI
To forecast and predict mortgage rates in Coldwater, MI 49036, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Coldwater, Michigan 49036 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Coldwater, Michigan and around Branch county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Coldwater, Michigan 49036
If you’re looking to buy a new home in Coldwater, we have compiled a list of the leading mortgage brokers around Coldwater, Michigan 49036 to help you with your search.
Name
Address
Contact
Coldwater Banking Center
390 E Chicago St
Coldwater MI 49036
(517) 278-5634
http://sturgisbank.com/
Infinity Mortgage Associates
492 Marshall St
Coldwater MI 49036
(517) 278-2100
http://www.infinitymortgageassociates.com/
Check 'n Go
373 N Willowbrook Rd
Coldwater MI 49036
(517) 278-9210
bobh@petsuppliesplus.com
Check 'n Go
5585 Gull Rd
Kalamazoo MI 49036
(269) 226-9922
comments@checkngo.com
Home Mortgage Co Das
2920 Business One Dr
Kalamazoo MI 49036
(800) 290-0502
Address
390 E Chicago St
Coldwater MI
Contact
(517) 278-5634
http://sturgisbank.com/
Address
492 Marshall St
Coldwater MI
Contact
(517) 278-2100
http://www.infinitymortgageassociates.com/
Address
373 N Willowbrook Rd
Coldwater MI
Contact
(517) 278-9210
bobh@petsuppliesplus.com