Compare Today’s Mortgage Rates in Coloma, Michigan 49038
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Coloma, Michigan 49038.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Coloma, Michigan 49038. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,191 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Coloma and other areas of Berrien county.
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Summary of Average Mortgages in Coloma, Michigan 49038
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Coloma, Michigan 49038
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Coloma, MI 49038. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Coloma, Michigan 49038 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Coloma, Michigan and around Berrien county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Coloma, Michigan 49038
For those searching for a new home in Coloma, we have compiled a list of the top mortgage brokers located in and around Coloma, Michigan 49038 to assist you with your search.
Name
Address
Contact
Check 'n Go
5585 Gull Rd
Kalamazoo MI 49038
(269) 226-9922
comments@checkngo.com
Home Mortgage Co Das
2920 Business One Dr
Kalamazoo MI 49038
(800) 290-0502
Fresh Money
705 Spruce St
Dowagiac MI 49038
(269) 782-4100
dsfgshtfsd@kittymail.com
Premier Mortgage
330 Columbia Ave E
Battle Creek MI 49038
(269) 965-2935
http://www.greatermi.com
Treadstone Funding
1283 N 9th St
Kalamazoo MI 49038
(269) 372-0050
http://www.scotthudspeth.com
Address
5585 Gull Rd
Kalamazoo MI
Contact
(269) 226-9922
comments@checkngo.com
Address
2920 Business One Dr
Kalamazoo MI
Contact
(800) 290-0502
Address
705 Spruce St
Dowagiac MI
Contact
(269) 782-4100
dsfgshtfsd@kittymail.com