Compare Today’s Mortgage Rates in Columbiaville, Michigan 48421
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Columbiaville, Michigan 48421.
Our search engine thoroughly explores all home mortgage options in Columbiaville, Michigan 48421, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,951 in lifetime cash or $11 per month in Columbiaville and other areas of Lapeer county.
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Summary of Average Mortgages in Columbiaville, Michigan 48421
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Columbiaville, Michigan 48421
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Columbiaville, MI 48421. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Columbiaville, Michigan 48421 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Columbiaville, Michigan and around Lapeer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 93.51% | 93.59% | 92.57% | 90.59% | 89.56% | 88.70% | 88.86% | 84.51% |
| avg mortgage rate | 6.62% | 4.79% | 3.13% | 3.46% | 4.53% | 4.76% | 4.27% | 3.99% | 4.21% |
| % 15 year fixed mortgage | 3.64% | 4.94% | 4.86% | 5.69% | 6.78% | 7.85% | 8.38% | 9.21% | 12.34% |
| avg mortgage rate | 5.97% | 3.97% | 2.54% | 2.89% | 3.90% | 4.03% | 3.49% | 3.22% | 3.41% |
| Avg credit score | 745.23 | 744.77 | 744.32 | 747.12 | 745.90 | 744.94 | 745.81 | 743.90 | 749.78 |
| Avg LTV (loan to value) | 83.00% | 83.94% | 84.77% | 85.17% | 83.58% | 82.02% | 82.98% | 84.21% | 81.97% |
| Avg DTI (debt to income) | 37.12 | 35.34 | 34.82 | 34.60 | 35.10 | 35.09 | 34.09 | 33.61 | 32.73 |
| % First time homebuyer | 44.66% | 43.33% | 37.77% | 32.85% | 33.25% | 27.92% | 25.33% | 26.45% | 23.88% |
| Avg mortgage insurance % | 15.44% | 15.52% | 15.13% | 15.84% | 14.02% | 12.86% | 12.79% | 14.13% | 11.88% |
Best Mortgage Brokers around Columbiaville, Michigan 48421
For those searching for a new home in Columbiaville, we have compiled a list of the top mortgage brokers located in and around Columbiaville, Michigan 48421 to assist you with your search.
Name
Address
Contact
Preferred Mortgage
1063 S State Rd
Davison MI 48421
(810) 654-2525
http://www.loanjohn.com/
Check 'n Go
628 N State Rd
Davison MI 48421
(810) 653-8623
comments@checkngo.com
New Horizons Financial
501 W Flint St
Davison MI 48421
(810) 653-5651
http://www.newhorizonsfinancial.com
Flag City Mortgage
1133 S State Rd
Davison MI 48421
(810) 653-1200
American Home Mortgage
300 Smith St
Clio MI 48421
(810) 670-4760
http://americanhm.com
Address
1063 S State Rd
Davison MI
Contact
(810) 654-2525
http://www.loanjohn.com/
Address
628 N State Rd
Davison MI
Contact
(810) 653-8623
comments@checkngo.com
Address
501 W Flint St
Davison MI
Contact
(810) 653-5651
http://www.newhorizonsfinancial.com