Compare Today’s Mortgage Rates in Cooks, Michigan 49817
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Cooks, Michigan 49817.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,504 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Cooks and other areas of Delta county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Cooks, Michigan 49817
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Interactive Mortgage Rate Projections for Cooks, Michigan 49817
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cooks, MI 49817. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cooks, Michigan 49817 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cooks, Michigan and around Delta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 89.53% | 86.66% | 83.10% | 85.00% | 81.38% | 76.21% | 78.65% | 77.05% | 75.78% |
avg mortgage rate | 6.58% | 4.70% | 2.99% | 3.08% | 4.27% | 4.62% | 4.05% | 3.69% | 3.97% |
% 15 year fixed mortgage | 8.72% | 9.61% | 12.23% | 10.34% | 13.54% | 18.07% | 14.76% | 18.78% | 18.63% |
avg mortgage rate | 6.03% | 3.98% | 2.34% | 2.67% | 3.67% | 4.00% | 3.30% | 2.84% | 3.04% |
Avg credit score | 739.74 | 743.26 | 743.74 | 745.14 | 759.20 | 748.84 | 750.91 | 751.36 | 752.04 |
Avg LTV (loan to value) | 85.73% | 83.84% | 83.37% | 84.79% | 83.69% | 81.40% | 83.23% | 82.30% | 82.87% |
Avg DTI (debt to income) | 33.66 | 32.25 | 31.49 | 31.31 | 31.21 | 30.71 | 30.32 | 30.48 | 30.37 |
% First time homebuyer | 43.02% | 41.32% | 33.61% | 36.02% | 37.09% | 30.95% | 33.91% | 22.95% | 23.60% |
Avg mortgage insurance % | 16.90% | 15.01% | 13.88% | 14.61% | 13.55% | 11.47% | 12.30% | 11.90% | 12.82% |
Best Mortgage Brokers around Cooks, Michigan 49817
For those searching for a new home in Cooks, we have compiled a list of the top mortgage brokers located in and around Cooks, Michigan 49817 to assist you with your search.
Wells Fargo Home Mortgage
1205 Ludington St
Escanaba MI 49817
(906) 789-5226
http://www.wellsfargo.com/mortgage/
Goodmoney Payday Loans
2201 6th Ave N
Escanaba MI 49817
(906) 786-7213
http://www.deltacountycu.com/
Network Funding
1719 Ludington St
Escanaba MI 49817
(906) 233-4663
Executive Mortgage
1719 Ludington St
Escanaba MI 49817
(906) 225-8640
Wells Fargo Home Mortgage
101 W Washington St
Marquette MI 49817
(906) 228-1234
reportphish@wellsfargo.com
Address
1205 Ludington St
Escanaba MI
Contact
(906) 789-5226
http://www.wellsfargo.com/mortgage/
Address
2201 6th Ave N
Escanaba MI
Contact
(906) 786-7213
http://www.deltacountycu.com/
Address
1719 Ludington St
Escanaba MI
Contact
(906) 233-4663