Compare Today’s Mortgage Rates for Copper Harbor, Michigan

Pureloan searches mortgage lenders and major banks in Copper Harbor, Michigan 49918 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,723 or $24 / month is expected in Copper Harbor and other areas of Keweenaw county.

Pureloan’s search engine explores all home mortgage options in Copper Harbor, Michigan 49918, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

47.246667 -88.453889

Summary of Average Mortgage Terms in Copper Harbor, Michigan 49918

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Copper Harbor, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Copper Harbor, MI 49918, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Copper Harbor, MI

Historical Mortgage Rates for Copper Harbor, Michigan 49918 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Copper Harbor, Michigan and around Keweenaw county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Copper Harbor, Michigan 49918

If you’re looking to buy a new home in Copper Harbor, we have compiled a list of the leading mortgage brokers around Copper Harbor, Michigan 49918 to help you with your search.

Name
Address
Contact

Fitzgerald Associates

200 Michigan St

Hancock MI 49918

(906) 482-6072

K Eda

600 E Lakeshore Dr

Houghton MI 49918

(906) 482-6817

Wells Fargo Home Mortgage

1303 College Ave

Houghton MI 49918

(906) 483-0750

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

600 Shelden Ave

Houghton MI 49918

(906) 487-5847

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

205 W Aurora St

Ironwood MI 49918

(906) 932-2922

http://www.wellsfargo.com/mortgage/

Address

200 Michigan St

Hancock MI

Contact

(906) 482-6072

Address

600 E Lakeshore Dr

Houghton MI

Contact

(906) 482-6817

Address

1303 College Ave

Houghton MI

Contact

(906) 483-0750

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Copper Harbor, Michigan 49918