Compare Today’s Mortgage Rates in Decatur, Michigan 49045
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Decatur, Michigan 49045.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Decatur, Michigan 49045. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,693 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Decatur and other areas of Van Buren county.
Summary of Average Mortgages in Decatur, Michigan 49045
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Interactive Mortgage Rate Projections for Decatur, Michigan 49045
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Decatur, MI 49045. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Decatur, Michigan 49045 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Decatur, Michigan and around Van Buren county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Decatur, Michigan 49045
For those searching for a new home in Decatur, we have compiled a list of the top mortgage brokers located in and around Decatur, Michigan 49045 to assist you with your search.
Farm Credit Service
333 W State St
Hastings MI 49045
(269) 945-2375
http://www.greenstonefcs.com
Check 'n Go
618 W State St
Hastings MI 49045
(269) 945-5569
comments@checkngo.com
Apollo Home Mortgage
139 W State St
Hastings MI 49045
(269) 945-8878
wwoytal@apollohomeloans.com
Greenstone Farm Credit Services
1611 S Hanover St
Hastings MI 49045
(269) 945-9415
Foremost Mortgage Co.
27564 37th St
Gobles MI 49045
(269) 628-4029
Address
333 W State St
Hastings MI
Contact
(269) 945-2375
http://www.greenstonefcs.com
Address
618 W State St
Hastings MI
Contact
(269) 945-5569
comments@checkngo.com
Address
139 W State St
Hastings MI
Contact
(269) 945-8878
wwoytal@apollohomeloans.com