Compare Today’s Mortgage Rates for Decatur, Michigan

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Decatur, Michigan 49045. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $16,186 or $45 / month in Decatur and other areas of Van Buren county.

Our search engine explores all home mortgage options in Decatur, Michigan 49045, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.101219 -86.033808

Summary of Average Mortgage Terms in Decatur, Michigan 49045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Decatur, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Decatur, MI 49045, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Decatur, MI

Historical Mortgage Rates for Decatur, Michigan 49045 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Decatur, Michigan and around Van Buren county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Decatur, Michigan 49045

If you’re looking to buy a new home in Decatur, we have compiled a list of the leading mortgage brokers around Decatur, Michigan 49045 to help you with your search.

Name
Address
Contact

Farm Credit Service

333 W State St

Hastings MI 49045

(269) 945-2375

http://www.greenstonefcs.com

Check 'n Go

618 W State St

Hastings MI 49045

(269) 945-5569

comments@checkngo.com

Apollo Home Mortgage

139 W State St

Hastings MI 49045

(269) 945-8878

wwoytal@apollohomeloans.com

Greenstone Farm Credit Services

1611 S Hanover St

Hastings MI 49045

(269) 945-9415

Foremost Mortgage Co.

27564 37th St

Gobles MI 49045

(269) 628-4029

Address

333 W State St

Hastings MI

Contact

(269) 945-2375

http://www.greenstonefcs.com

Address

618 W State St

Hastings MI

Contact

(269) 945-5569

comments@checkngo.com

Address

139 W State St

Hastings MI

Contact

(269) 945-8878

wwoytal@apollohomeloans.com

News on Mortgages and Reverse Mortgages for Decatur, Michigan 49045