Compare Today’s Mortgage Rates for Decker, Michigan
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Decker, Michigan 48426. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,675 or $35 / month in Decker and surrounding areas of Sanilac county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Decker, Michigan 48426.
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Summary of Average Mortgage Terms in Decker, Michigan 48426
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Expected Savings
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Interactive Mortgage Rate Projections for Decker, MI
To forecast and predict mortgage rates in Decker, MI 48426, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Decker, Michigan 48426 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Decker, Michigan and around Sanilac county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
| avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
| % 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
| avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
| Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
| Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
| Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
| % First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
| Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Decker, Michigan 48426
If you’re looking to buy a new home in Decker, we have compiled a list of the leading mortgage brokers around Decker, Michigan 48426 to help you with your search.
Name
Address
Contact
Icon Mortgage Lending
3025 E Hill Rd
Grand Blanc MI 48426
(810) 953-4266
matt@iconmortgagelending.com
Check 'n Go
545 E Grand Blanc Rd
Grand Blanc MI 48426
(810) 953-9946
comments@checkngo.com
Grand Oak Mortgage Co.
5225 E Cook Rd
Grand Blanc MI 48426
(810) 695-5400
slandis@grandoak.com
First Commercial Mortgage
8145 S Saginaw St
Grand Blanc MI 48426
(810) 695-4840
Guardian Mortgage Co.
8283 Office Park Dr
Grand Blanc MI 48426
(810) 694-8610
lanishepherd@gmc-inc.com
Address
3025 E Hill Rd
Grand Blanc MI
Contact
(810) 953-4266
matt@iconmortgagelending.com
Address
545 E Grand Blanc Rd
Grand Blanc MI
Contact
(810) 953-9946
comments@checkngo.com
Address
5225 E Cook Rd
Grand Blanc MI
Contact
(810) 695-5400
slandis@grandoak.com