Compare Today’s Mortgage Rates in Decker, Michigan 48426
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Decker, Michigan 48426.
Our search engine thoroughly explores all home mortgage options in Decker, Michigan 48426, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,077 in lifetime cash or $11 per month in Decker and other areas of Sanilac county.
Summary of Average Mortgages in Decker, Michigan 48426
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Interactive Mortgage Rate Projections for Decker, Michigan 48426
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Decker, MI 48426. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Decker, Michigan 48426 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Decker, Michigan and around Sanilac county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.12% | 93.51% | 93.59% | 92.57% | 90.59% | 89.56% | 88.70% | 88.86% | 84.51% |
avg mortgage rate | 6.62% | 4.79% | 3.13% | 3.46% | 4.53% | 4.76% | 4.27% | 3.99% | 4.21% |
% 15 year fixed mortgage | 3.64% | 4.94% | 4.86% | 5.69% | 6.78% | 7.85% | 8.38% | 9.21% | 12.34% |
avg mortgage rate | 5.97% | 3.97% | 2.54% | 2.89% | 3.90% | 4.03% | 3.49% | 3.22% | 3.41% |
Avg credit score | 745.23 | 744.77 | 744.32 | 747.12 | 745.90 | 744.94 | 745.81 | 743.90 | 749.78 |
Avg LTV (loan to value) | 83.00% | 83.94% | 84.77% | 85.17% | 83.58% | 82.02% | 82.98% | 84.21% | 81.97% |
Avg DTI (debt to income) | 37.12 | 35.34 | 34.82 | 34.60 | 35.10 | 35.09 | 34.09 | 33.61 | 32.73 |
% First time homebuyer | 44.66% | 43.33% | 37.77% | 32.85% | 33.25% | 27.92% | 25.33% | 26.45% | 23.88% |
Avg mortgage insurance % | 15.44% | 15.52% | 15.13% | 15.84% | 14.02% | 12.86% | 12.79% | 14.13% | 11.88% |
Best Mortgage Brokers around Decker, Michigan 48426
For those searching for a new home in Decker, we have compiled a list of the top mortgage brokers located in and around Decker, Michigan 48426 to assist you with your search.
Icon Mortgage Lending
3025 E Hill Rd
Grand Blanc MI 48426
(810) 953-4266
matt@iconmortgagelending.com
Check 'n Go
545 E Grand Blanc Rd
Grand Blanc MI 48426
(810) 953-9946
comments@checkngo.com
Grand Oak Mortgage Co.
5225 E Cook Rd
Grand Blanc MI 48426
(810) 695-5400
slandis@grandoak.com
First Commercial Mortgage
8145 S Saginaw St
Grand Blanc MI 48426
(810) 695-4840
Guardian Mortgage Co.
8283 Office Park Dr
Grand Blanc MI 48426
(810) 694-8610
lanishepherd@gmc-inc.com
Address
3025 E Hill Rd
Grand Blanc MI
Contact
(810) 953-4266
matt@iconmortgagelending.com
Address
545 E Grand Blanc Rd
Grand Blanc MI
Contact
(810) 953-9946
comments@checkngo.com
Address
5225 E Cook Rd
Grand Blanc MI
Contact
(810) 695-5400
slandis@grandoak.com