Compare Today’s Mortgage Rates for Dollar Bay, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Dollar Bay, Michigan 49922. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,781 or $41 / month in Dollar Bay and surrounding areas of Houghton county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Dollar Bay, Michigan 49922.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

47.119722 -88.511389

Summary of Average Mortgage Terms in Dollar Bay, Michigan 49922

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Dollar Bay, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dollar Bay, MI 49922, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Dollar Bay, MI

Historical Mortgage Rates for Dollar Bay, Michigan 49922 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Dollar Bay, Michigan and around Houghton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dollar Bay, Michigan 49922

If you’re looking to buy a new home in Dollar Bay, we have compiled a list of the leading mortgage brokers around Dollar Bay, Michigan 49922 to help you with your search.

Name
Address
Contact

Fitzgerald Associates

200 Michigan St

Hancock MI 49922

(906) 482-6072

K Eda

600 E Lakeshore Dr

Houghton MI 49922

(906) 482-6817

Wells Fargo Home Mortgage

1303 College Ave

Houghton MI 49922

(906) 483-0750

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

600 Shelden Ave

Houghton MI 49922

(906) 487-5847

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

205 W Aurora St

Ironwood MI 49922

(906) 932-2922

http://www.wellsfargo.com/mortgage/

Address

200 Michigan St

Hancock MI

Contact

(906) 482-6072

Address

600 E Lakeshore Dr

Houghton MI

Contact

(906) 482-6817

Address

1303 College Ave

Houghton MI

Contact

(906) 483-0750

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Dollar Bay, Michigan 49922