Compare Today’s Mortgage Rates in East China, Michigan 48054
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in East China, Michigan 48054.
Our search engine thoroughly explores all home mortgage options in East China, Michigan 48054, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,504 in lifetime cash or $18 per month in East China and other areas of Saint Clair county.
Summary of Average Mortgages in East China, Michigan 48054
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Interactive Mortgage Rate Projections for East China, Michigan 48054
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in East China, MI 48054. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in East China, Michigan 48054 from 2024 - 2016
We have compiled mortgage rates charts for home loans in East China, Michigan and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.23% | 94.13% | 93.32% | 92.65% | 92.35% | 89.89% | 89.56% | 89.71% | 89.15% |
avg mortgage rate | 6.58% | 4.80% | 3.09% | 3.49% | 4.50% | 4.73% | 4.29% | 4.02% | 4.23% |
% 15 year fixed mortgage | 3.10% | 4.75% | 5.56% | 6.21% | 6.11% | 8.24% | 8.76% | 8.56% | 9.09% |
avg mortgage rate | 5.67% | 3.98% | 2.48% | 2.92% | 3.84% | 4.03% | 3.49% | 3.18% | 3.37% |
Avg credit score | 746.03 | 746.49 | 749.90 | 747.42 | 745.95 | 753.41 | 746.23 | 750.53 | 749.01 |
Avg LTV (loan to value) | 84.36% | 85.12% | 85.41% | 85.56% | 84.89% | 81.58% | 83.05% | 83.66% | 83.50% |
Avg DTI (debt to income) | 37.81 | 36.60 | 34.62 | 34.88 | 35.27 | 35.36 | 34.60 | 33.85 | 33.08 |
% First time homebuyer | 59.05% | 54.31% | 51.92% | 52.69% | 50.30% | 38.64% | 38.97% | 41.58% | 40.75% |
Avg mortgage insurance % | 15.15% | 15.52% | 15.39% | 15.44% | 14.68% | 11.44% | 12.40% | 13.46% | 13.31% |
Best Mortgage Brokers around East China, Michigan 48054
For those searching for a new home in East China, we have compiled a list of the top mortgage brokers located in and around East China, Michigan 48054 to assist you with your search.
OneMain Financial
4355 24th Ave
Fort Gratiot MI 48054
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Check 'n Go
4009 24th Ave
Fort Gratiot MI 48054
(810) 385-8740
comments@checkngo.com
Ameriplus Financial
47246 N Pointe Dr
Canton MI 48054
(734) 667-1288
Total Home Lending
36887 Schoolcraft Rd
Livonia MI 48054
(734) 632-0000
http://livoniafhaloanlender.com
Top Flite Financial
33150 Schoolcraft Rd
Livonia MI 48054
(734) 469-4800
Address
4355 24th Ave
Fort Gratiot MI
Contact
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Address
4009 24th Ave
Fort Gratiot MI
Contact
(810) 385-8740
comments@checkngo.com
Address
47246 N Pointe Dr
Canton MI
Contact
(734) 667-1288