Compare Today’s Mortgage Rates in Eau Claire, Michigan 49111
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Eau Claire, Michigan 49111.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Eau Claire, Michigan 49111. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,155 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Eau Claire and other areas of Berrien county.
Summary of Average Mortgages in Eau Claire, Michigan 49111
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Interactive Mortgage Rate Projections for Eau Claire, Michigan 49111
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Eau Claire, MI 49111. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Eau Claire, Michigan 49111 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Eau Claire, Michigan and around Berrien county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Eau Claire, Michigan 49111
For those searching for a new home in Eau Claire, we have compiled a list of the top mortgage brokers located in and around Eau Claire, Michigan 49111 to assist you with your search.
Hallmark Home Mortgage
69351 M 62
Edwardsburg MI 49111
(269) 414-4337
http://www.hallmarkhomemortgage.com/
Ruoff Home Mortgage
815 E Main St
Niles MI 49111
(269) 262-4146
R.L. Kestrel Hills Development
2215 S 11th St
Niles MI 49111
(269) 357-9390
http://www.kestrelhills.com
Check 'n Go
1991 S 11th St
Niles MI 49111
(269) 684-5400
comments@checkngo.com
Bond Bonding Agency
71102 Mapleleaf Dr
Niles MI 49111
(269) 262-5634
http://www.bondzlady1.com/
Address
69351 M 62
Edwardsburg MI
Contact
(269) 414-4337
http://www.hallmarkhomemortgage.com/
Address
815 E Main St
Niles MI
Contact
(269) 262-4146
Address
2215 S 11th St
Niles MI
Contact
(269) 357-9390
http://www.kestrelhills.com