Compare Today’s Mortgage Rates for Elmira, Michigan

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Elmira, Michigan 49730. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,921 or $36 / month in Elmira and other areas of Otsego county.

Our search engine explores all home mortgage options in Elmira, Michigan 49730, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.034582 -84.830321

Summary of Average Mortgage Terms in Elmira, Michigan 49730

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Elmira, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elmira, MI 49730, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Elmira, MI

Historical Mortgage Rates for Elmira, Michigan 49730 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Elmira, Michigan and around Otsego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elmira, Michigan 49730

If you’re looking to buy a new home in Elmira, we have compiled a list of the leading mortgage brokers around Elmira, Michigan 49730 to help you with your search.

Name
Address
Contact

OneMain Financial

742 Edelweiss Village Pkwy

Gaylord MI 49730

(989) 732-2637

http://branches.onemainfinancial.com/mi/gaylord/742-edelweiss-village-pkwy.html

Amerifirst Home Mortgage

138 N Otsego Ave

Gaylord MI 49730

(989) 732-3526

blog@amerifirst.com

Check 'n Go

702 Edelweiss Pkwy

Gaylord MI 49730

(989) 705-7777

comments@checkngo.com

Check 'n Go

1419 W Main St

Gaylord MI 49730

(989) 705-7777

http://www.checkngo.com/

1st Financial Reverse Mortgage

400 W Main St

Gaylord MI 49730

(989) 732-1800

Address

742 Edelweiss Village Pkwy

Gaylord MI

Contact

(989) 732-2637

http://branches.onemainfinancial.com/mi/gaylord/742-edelweiss-village-pkwy.html

Address

138 N Otsego Ave

Gaylord MI

Contact

(989) 732-3526

blog@amerifirst.com

Address

702 Edelweiss Pkwy

Gaylord MI

Contact

(989) 705-7777

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Elmira, Michigan 49730