Compare Today’s Mortgage Rates in Flint, Michigan 48554
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Flint, Michigan 48554.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,096 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Flint and other areas of Genesee county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Flint, Michigan 48554
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Flint, Michigan 48554
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Flint, MI 48554. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Flint, Michigan 48554 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Flint, Michigan and around Genesee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.18% | 91.38% | 88.96% | 81.50% | 86.83% | 80.13% | 77.71% | 77.40% | 78.19% |
avg mortgage rate | 6.81% | 4.85% | 3.21% | 3.45% | 4.51% | 4.77% | 4.23% | 3.95% | 4.14% |
% 15 year fixed mortgage | 5.30% | 5.81% | 9.82% | 15.18% | 8.33% | 15.71% | 16.88% | 18.49% | 17.11% |
avg mortgage rate | 6.10% | 4.06% | 2.63% | 2.90% | 3.83% | 4.20% | 3.41% | 3.10% | 3.32% |
Avg credit score | 738.14 | 744.83 | 746.40 | 748.73 | 748.99 | 752.39 | 750.95 | 751.26 | 754.98 |
Avg LTV (loan to value) | 84.17% | 84.73% | 83.90% | 83.60% | 83.35% | 81.23% | 81.23% | 81.89% | 81.74% |
Avg DTI (debt to income) | 36.02 | 36.32 | 32.86 | 33.23 | 33.58 | 32.55 | 32.37 | 31.62 | 31.69 |
% First time homebuyer | 31.06% | 35.07% | 30.98% | 25.78% | 25.00% | 21.79% | 16.56% | 26.37% | 13.09% |
Avg mortgage insurance % | 14.91% | 14.94% | 13.18% | 12.56% | 11.50% | 10.88% | 10.18% | 10.34% | 9.53% |
Best Mortgage Brokers around Flint, Michigan 48554
For those searching for a new home in Flint, we have compiled a list of the top mortgage brokers located in and around Flint, Michigan 48554 to assist you with your search.
Name
Address
Contact
Royal Mortgage
130 W Dayton St
Flint MI 48554
(810) 597-8327
Advanced Innovative Mortgages
3317 N Linden Rd
Flint MI 48554
(810) 732-2990
Marilyn Pitts
1123 Lavender Ave
Flint MI 48554
(810) 252-6045
Check 'n Go
2922 Flushing Rd
Flint MI 48554
(810) 232-2000
comments@checkngo.com
Check 'n Go
2601 W Pierson Rd
Flint MI 48554
(810) 787-2580
comments@checkngo.com
Address
130 W Dayton St
Flint MI
Contact
(810) 597-8327
Address
3317 N Linden Rd
Flint MI
Contact
(810) 732-2990
Address
1123 Lavender Ave
Flint MI
Contact
(810) 252-6045