Compare Today’s Mortgage Rates in Fort Gratiot, Michigan 48059
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Fort Gratiot, Michigan 48059.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Fort Gratiot, Michigan 48059. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,504 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Fort Gratiot and other areas of Saint Clair county.
Summary of Average Mortgages in Fort Gratiot, Michigan 48059
Become a certified mortgage expert on Pureloan.com
in Fort Gratiot, Michigan 48059
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Fort Gratiot, Michigan 48059
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fort Gratiot, MI 48059. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fort Gratiot, Michigan 48059 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fort Gratiot, Michigan and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.23% | 94.13% | 93.32% | 92.65% | 92.35% | 89.89% | 89.56% | 89.71% | 89.15% |
avg mortgage rate | 6.58% | 4.80% | 3.09% | 3.49% | 4.50% | 4.73% | 4.29% | 4.02% | 4.23% |
% 15 year fixed mortgage | 3.10% | 4.75% | 5.56% | 6.21% | 6.11% | 8.24% | 8.76% | 8.56% | 9.09% |
avg mortgage rate | 5.67% | 3.98% | 2.48% | 2.92% | 3.84% | 4.03% | 3.49% | 3.18% | 3.37% |
Avg credit score | 746.03 | 746.49 | 749.90 | 747.42 | 745.95 | 753.41 | 746.23 | 750.53 | 749.01 |
Avg LTV (loan to value) | 84.36% | 85.12% | 85.41% | 85.56% | 84.89% | 81.58% | 83.05% | 83.66% | 83.50% |
Avg DTI (debt to income) | 37.81 | 36.60 | 34.62 | 34.88 | 35.27 | 35.36 | 34.60 | 33.85 | 33.08 |
% First time homebuyer | 59.05% | 54.31% | 51.92% | 52.69% | 50.30% | 38.64% | 38.97% | 41.58% | 40.75% |
Avg mortgage insurance % | 15.15% | 15.52% | 15.39% | 15.44% | 14.68% | 11.44% | 12.40% | 13.46% | 13.31% |
Best Mortgage Brokers around Fort Gratiot, Michigan 48059
For those searching for a new home in Fort Gratiot, we have compiled a list of the top mortgage brokers located in and around Fort Gratiot, Michigan 48059 to assist you with your search.
Check 'n Go
4009 24th Ave
Fort Gratiot MI 48059
(810) 385-8740
comments@checkngo.com
OneMain Financial
4355 24th Ave
Fort Gratiot MI 48059
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Blue Water Home Loans
218 Huron Ave
Port Huron MI 48059
(810) 987-1200
http://www.bluewaterhomeloans.com/
First Preferred Mortgage Co.
800 Michigan St
Port Huron MI 48059
(810) 982-9948
careers@firstpreferred.com
Michigan Mutual
800 Michigan St
Port Huron MI 48059
(810) 982-9948
http://www.firstpreferred.com
Address
4009 24th Ave
Fort Gratiot MI
Contact
(810) 385-8740
comments@checkngo.com
Address
4355 24th Ave
Fort Gratiot MI
Contact
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Address
218 Huron Ave
Port Huron MI
Contact
(810) 987-1200
http://www.bluewaterhomeloans.com/