Compare Today’s Mortgage Rates for Fort Gratiot, Michigan

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Fort Gratiot, Michigan 48059. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $19,940 or $55 / month in Fort Gratiot and other areas of Saint Clair county.

Our search engine explores all home mortgage options in Fort Gratiot, Michigan 48059, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.071944 -82.495833

Summary of Average Mortgage Terms in Fort Gratiot, Michigan 48059

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Fort Gratiot, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fort Gratiot, MI 48059, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Fort Gratiot, MI

Historical Mortgage Rates for Fort Gratiot, Michigan 48059 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Fort Gratiot, Michigan and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fort Gratiot, Michigan 48059

If you’re looking to buy a new home in Fort Gratiot, we have compiled a list of the leading mortgage brokers around Fort Gratiot, Michigan 48059 to help you with your search.

Name
Address
Contact

Check 'n Go

4009 24th Ave

Fort Gratiot MI 48059

(810) 385-8740

comments@checkngo.com

OneMain Financial

4355 24th Ave

Fort Gratiot MI 48059

(810) 385-1360

http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html

Blue Water Home Loans

218 Huron Ave

Port Huron MI 48059

(810) 987-1200

http://www.bluewaterhomeloans.com/

First Preferred Mortgage Co.

800 Michigan St

Port Huron MI 48059

(810) 982-9948

careers@firstpreferred.com

Michigan Mutual

800 Michigan St

Port Huron MI 48059

(810) 982-9948

http://www.firstpreferred.com

Address

4009 24th Ave

Fort Gratiot MI

Contact

(810) 385-8740

comments@checkngo.com

Address

4355 24th Ave

Fort Gratiot MI

Contact

(810) 385-1360

http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html

Address

218 Huron Ave

Port Huron MI

Contact

(810) 987-1200

http://www.bluewaterhomeloans.com/

News on Mortgages and Reverse Mortgages for Fort Gratiot, Michigan 48059