Compare Today’s Mortgage Rates in Freeland, Michigan 48623
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Freeland, Michigan 48623.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Freeland, Michigan 48623. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,752 over the lifetime of your mortgage, which translates to a monthly savings of $30 in Freeland and other areas of Saginaw county.
Summary of Average Mortgages in Freeland, Michigan 48623
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Interactive Mortgage Rate Projections for Freeland, Michigan 48623
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Freeland, MI 48623. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Freeland, Michigan 48623 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Freeland, Michigan and around Saginaw county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.18% | 91.38% | 88.96% | 81.50% | 86.83% | 80.13% | 77.71% | 77.40% | 78.19% |
avg mortgage rate | 6.81% | 4.85% | 3.21% | 3.45% | 4.51% | 4.77% | 4.23% | 3.95% | 4.14% |
% 15 year fixed mortgage | 5.30% | 5.81% | 9.82% | 15.18% | 8.33% | 15.71% | 16.88% | 18.49% | 17.11% |
avg mortgage rate | 6.10% | 4.06% | 2.63% | 2.90% | 3.83% | 4.20% | 3.41% | 3.10% | 3.32% |
Avg credit score | 738.14 | 744.83 | 746.40 | 748.73 | 748.99 | 752.39 | 750.95 | 751.26 | 754.98 |
Avg LTV (loan to value) | 84.17% | 84.73% | 83.90% | 83.60% | 83.35% | 81.23% | 81.23% | 81.89% | 81.74% |
Avg DTI (debt to income) | 36.02 | 36.32 | 32.86 | 33.23 | 33.58 | 32.55 | 32.37 | 31.62 | 31.69 |
% First time homebuyer | 31.06% | 35.07% | 30.98% | 25.78% | 25.00% | 21.79% | 16.56% | 26.37% | 13.09% |
Avg mortgage insurance % | 14.91% | 14.94% | 13.18% | 12.56% | 11.50% | 10.88% | 10.18% | 10.34% | 9.53% |
Best Mortgage Brokers around Freeland, Michigan 48623
For those searching for a new home in Freeland, we have compiled a list of the top mortgage brokers located in and around Freeland, Michigan 48623 to assist you with your search.
Members First Credit Union
1291 W Cedar Ave
Gladwin MI 48623
(855) 835-6328
http://www.cmcfcu.com
Check 'n Go
2131 W Houghton Lake Dr
Houghton Lake MI 48623
(989) 366-7594
comments@checkngo.com
Wells Fargo Home Mortgage
11008 W Shore Dr
Houghton Lake MI 48623
(989) 422-4893
robert.maund@abbotdowning.com
Wells Fargo Home Mortgage
3225 W Houghton Lake Dr
Houghton Lake MI 48623
(989) 366-0264
http://www.wellsfargo.com/mortgage/
Flagstar Bank Loan Center
2645 W Houghton Lake Dr
Houghton Lake MI 48623
(989) 366-8530
http://www.flagstar.com
Address
1291 W Cedar Ave
Gladwin MI
Contact
(855) 835-6328
http://www.cmcfcu.com
Address
2131 W Houghton Lake Dr
Houghton Lake MI
Contact
(989) 366-7594
comments@checkngo.com
Address
11008 W Shore Dr
Houghton Lake MI
Contact
(989) 422-4893
robert.maund@abbotdowning.com